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West Coast Community Bancorp (West Coast Community Bancorp) Peter Lynch Fair Value : $86.32 (As of May. 04, 2024)


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What is West Coast Community Bancorp Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, West Coast Community Bancorp's PEG is 1. West Coast Community Bancorp's 5-Year TTM Book Value Growth Rate is 20.7. West Coast Community Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $4.17. Therefore, the Peter Lynch Fair Value for today is $86.32.

As of today (2024-05-04), West Coast Community Bancorp's share price is $29.00. West Coast Community Bancorp's Peter Lynch fair value is $86.32. Therefore, West Coast Community Bancorp's Price to Peter Lynch Fair Value Ratio for today is 0.34.


The historical rank and industry rank for West Coast Community Bancorp's Peter Lynch Fair Value or its related term are showing as below:

SCZC' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.31   Med: 0.61   Max: 1.11
Current: 0.34


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of West Coast Community Bancorp was 1.11. The lowest was 0.31. And the median was 0.61.


SCZC's Price-to-Peter-Lynch-Fair-Value is ranked better than
87.75% of 694 companies
in the Banks industry
Industry Median: 0.88 vs SCZC: 0.34

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


West Coast Community Bancorp Peter Lynch Fair Value Historical Data

The historical data trend for West Coast Community Bancorp's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

West Coast Community Bancorp Peter Lynch Fair Value Chart

West Coast Community Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.12 40.90 56.17 80.44 86.32

West Coast Community Bancorp Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 80.44 - - 86.32

Competitive Comparison of West Coast Community Bancorp's Peter Lynch Fair Value

For the Banks - Regional subindustry, West Coast Community Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Coast Community Bancorp's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, West Coast Community Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where West Coast Community Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.



West Coast Community Bancorp Peter Lynch Fair Value Calculation

West Coast Community Bancorp's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 20.7 *4.17
=86.32

West Coast Community Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $4.17.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


West Coast Community Bancorp  (OTCPK:SCZC) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 20.7 instead of 15 in this case.

West Coast Community Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=29.00/86.32
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


West Coast Community Bancorp Peter Lynch Fair Value Related Terms

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West Coast Community Bancorp (West Coast Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
75 River Street, Santa Cruz, CA, USA, 95060
West Coast Community Bancorp Formerly Santa Cruz County Bank is a community bank. It offers personal banking, business banking, and lending solutions for businesses and individuals in Santa Cruz County. It has full-service offices located in Aptos, Capitola, Santa Cruz, Monterey, Cupertino, Scotts Valley, and Watsonville counties. Its products and services include Checking and Savings accounts, Mobile banking, Business checking, and savings accounts, Merchant credit card services, etc. The bank also operates self-serve ATM and Night depositories.

West Coast Community Bancorp (West Coast Community Bancorp) Headlines