GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Orrstown Financial Services Inc (NAS:ORRF) » Definitions » Peter Lynch Fair Value

Orrstown Financial Services (Orrstown Financial Services) Peter Lynch Fair Value : $19.06 (As of May. 21, 2024)


View and export this data going back to 1999. Start your Free Trial

What is Orrstown Financial Services Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Orrstown Financial Services's PEG is 1. Orrstown Financial Services's 5-Year TTM Book Value Growth Rate is 5.43. Orrstown Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 was $3.51. Therefore, the Peter Lynch Fair Value for today is $19.06.

As of today (2024-05-21), Orrstown Financial Services's share price is $26.62. Orrstown Financial Services's Peter Lynch fair value is $19.06. Therefore, Orrstown Financial Services's Price to Peter Lynch Fair Value Ratio for today is 1.40.


The historical rank and industry rank for Orrstown Financial Services's Peter Lynch Fair Value or its related term are showing as below:


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Orrstown Financial Services was 3.64. The lowest was 0.94. And the median was 1.30.


ORRF's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Banks industry.
Industry Median: 0.87
* Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Orrstown Financial Services Peter Lynch Fair Value Historical Data

The historical data trend for Orrstown Financial Services's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Orrstown Financial Services Peter Lynch Fair Value Chart

Orrstown Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 13.52 24.51 20.96 -

Orrstown Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.33 19.22 - - -

Competitive Comparison of Orrstown Financial Services's Peter Lynch Fair Value

For the Banks - Regional subindustry, Orrstown Financial Services's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orrstown Financial Services's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Orrstown Financial Services's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Orrstown Financial Services's Price-to-Peter-Lynch-Fair-Value falls into.



Orrstown Financial Services Peter Lynch Fair Value Calculation

Orrstown Financial Services's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 5.43 *3.51
=19.06

Orrstown Financial Services's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $3.51.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Orrstown Financial Services  (NAS:ORRF) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.43 instead of 15 in this case.

Orrstown Financial Services's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=26.62/19.06
=1.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Orrstown Financial Services Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Orrstown Financial Services's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Orrstown Financial Services (Orrstown Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
77 East King Street, P.O. Box 250, Shippensburg, PA, USA, 17257
Orrstown Financial Services Inc is a holding company engaged in commercial banking and trust business, this involves accepting demand, time and savings deposits, and granting loans. It is also engaged in lending services for commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending. Deposit services include checking, savings, time, and money market deposits. It also provides investment and brokerage services through its Financial Advisors division. The company operates in a significant segment - Community Banking.
Executives
Floyd E Stoner director 3402 HOLLY STREET, ALEXANDRIA VA 22305-1900
Thomas D Longenecker director 77 EAST KING STREET, P. O. BOX 250, SHIPPENSBURG PA 17257
Sean Mulcahy officer: Chief Accounting Officer 77 EAST KING STREET, SHIPPENSBURG PA 17257
Robert G Coradi officer: Chief Risk Officer 1009 STONECROFT DRIVE, HANOVER PA 17331
Matthew Dyckman officer: EVP, General Counsel C/O ORRSTOWN FINANCIAL SERVICES INC., 77 EAST KING STREET, P.O. BOX 250, SHIPPENSBERG PA 17257
Christopher D Holt officer: Executive Vice President 77 EAST KING STREET, CHAMBERSBURG PA 17257
Neelesh Kalani officer: Chief Accounting Officer SUN BANCORP, INC., 226 LANDIS AVENUE, VINELAND PA 19087
Quinn Thomas R Jr officer: President/CEO 61 ASHTON STREET, CARLISLE PA 17013
David Todd Hornberger officer: Executive Vice President 77 EAST KING STREET, SHIPPENSBURG PA 17257
Jeffrey S Gayman officer: Senior Vice President 70 PINE CREEK DRIVE, CARLISLE PA 17013
Philip E Fague officer: Executive Vice President 9754 FOREST RIDGE ROAD, SHIPPENSBURG PA 17257
Meera R Modi director 4750 LINDLE ROAD, HARRISBURG PA 17111
Cindy Jeannette Joiner director 77 EAST KING STREET, P O BOX 250, SHIPPENSBURG PA 17257
Joel R Zullinger director 1441 EDGAR AVE, CHAMBERSBURGH PA 17201
Andrea L Pugh director 7970 EBENEZER ROAD, ORRSTOWN PA 17244