River Financial (River Financial) PB Ratio : 1.14 (As of May. 22, 2024)

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What is River Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-22), River Financial's share price is $30.00. River Financial's Book Value per Share for the quarter that ended in Mar. 2024 was $26.38. Hence, River Financial's PB Ratio of today is 1.14.

Good Sign:

River Financial Corp stock PB Ratio (=1.14) is close to 2-year low of 1.13

The historical rank and industry rank for River Financial's PB Ratio or its related term are showing as below:

RVRF' s PB Ratio Range Over the Past 10 Years
Min: 0.73 Med: 1.3 Max: 1.82
Current: 1.14

During the past 9 years, River Financial's highest PB Ratio was 1.82. The lowest was 0.73. And the median was 1.30.

RVRF's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.86 vs RVRF: 1.14

During the past 12 months, River Financial's average Book Value Per Share Growth Rate was 19.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.80% per year.

During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of River Financial was 13.60% per year. The lowest was -2.90% per year. And the median was 10.90% per year.

Back to Basics: PB Ratio

River Financial PB Ratio Historical Data

The historical data trend for River Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River Financial PB Ratio Chart

River Financial Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

PB Ratio

Get a 7-Day Free Trial

1.24

0.81

1.01

1.64

1.17

River Financial Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
PB Ratio	Get a 7-Day Free Trial															1.54	1.36	1.37	1.17	1.14

Competitive Comparison of River Financial's PB Ratio

For the Banks - Regional subindustry, River Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

River Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where River Financial's PB Ratio falls into.

River Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

River Financial's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Mar. 2024)
	=	30.00	/	26.384
	=	1.14

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

River Financial (OTCPK:RVRF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

River Financial PB Ratio Related Terms

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River Financial (River Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » River Financial Corp (OTCPK:RVRF) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

2611 Legends Drive, Prattville, AL, USA, 36066

Website

https://www.riverbankandtrust.com

River Financial Corp is a bank holding company. It provides commercial and consumer banking services to businesses, business owners, and professionals in the United States. It offers services such as loan, deposits, electronic banking and other banking services. It offers demand deposits, savings and time deposits, interest-bearing transaction accounts, money market accounts, negotiable orders of withdrawal accounts, as well as certificates of deposit. Companies principal sources of income are interest and fees collected on loans, interest collected on other investments, fees earned from the origination and sale of residential mortgage loans, and service charges, as well as income from investment brokerage services.

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