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Funding Circle Holdings (LSE:FCH) PB Ratio : 1.24 (As of Jun. 08, 2024)


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What is Funding Circle Holdings PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-06-08), Funding Circle Holdings's share price is £0.90. Funding Circle Holdings's Book Value per Share for the quarter that ended in Dec. 2023 was £0.73. Hence, Funding Circle Holdings's PB Ratio of today is 1.24.

The historical rank and industry rank for Funding Circle Holdings's PB Ratio or its related term are showing as below:

LSE:FCH' s PB Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.89   Max: 9.58
Current: 1.22

During the past 9 years, Funding Circle Holdings's highest PB Ratio was 9.58. The lowest was 0.37. And the median was 0.89.

LSE:FCH's PB Ratio is ranked worse than
58.74% of 509 companies
in the Credit Services industry
Industry Median: 0.98 vs LSE:FCH: 1.22

During the past 12 months, Funding Circle Holdings's average Book Value Per Share Growth Rate was -13.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -6.40% per year.

During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Funding Circle Holdings was 44.30% per year. The lowest was -11.10% per year. And the median was 8.40% per year.

Back to Basics: PB Ratio


Funding Circle Holdings PB Ratio Historical Data

The historical data trend for Funding Circle Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Funding Circle Holdings PB Ratio Chart

Funding Circle Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only 0.95 1.46 1.37 0.66 0.55

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.37 0.68 0.66 0.72 0.55

Competitive Comparison of Funding Circle Holdings's PB Ratio

For the Credit Services subindustry, Funding Circle Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Funding Circle Holdings's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's PB Ratio falls into.



Funding Circle Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Funding Circle Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=0.90/0.727
=1.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Funding Circle Holdings  (LSE:FCH) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Funding Circle Holdings PB Ratio Related Terms

Thank you for viewing the detailed overview of Funding Circle Holdings's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Funding Circle Holdings (LSE:FCH) Business Description

Traded in Other Exchanges
Address
71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region.

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