Funding Circle Holdings (LSE:FCH) Debt-to-Equity : 0.28 (As of Dec. 2023)

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What is Funding Circle Holdings Debt-to-Equity?

Funding Circle Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was £61.9 Mil. Funding Circle Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was £7.6 Mil. Funding Circle Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2023 was £246.8 Mil. Funding Circle Holdings's debt to equity for the quarter that ended in Dec. 2023 was 0.28.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Funding Circle Holdings's Debt-to-Equity or its related term are showing as below:

LSE:FCH' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.55 Max: 2.39
Current: 0.28

During the past 9 years, the highest Debt-to-Equity Ratio of Funding Circle Holdings was 2.39. The lowest was 0.06. And the median was 0.55.

LSE:FCH's Debt-to-Equity is ranked better than
76.4% of 428 companies
in the Credit Services industry
Industry Median: 1.17 vs LSE:FCH: 0.28

Funding Circle Holdings Debt-to-Equity Historical Data

The historical data trend for Funding Circle Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Funding Circle Holdings Debt-to-Equity Chart

Funding Circle Holdings Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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2.05

2.39

0.82

0.23

0.28

Funding Circle Holdings Semi-Annual Data
	Dec15	Dec16	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial										0.82	0.38	0.23	0.20	0.28

Competitive Comparison of Funding Circle Holdings's Debt-to-Equity

For the Credit Services subindustry, Funding Circle Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Funding Circle Holdings's Debt-to-Equity Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's Debt-to-Equity falls into.

Funding Circle Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Funding Circle Holdings's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(61.9	+	7.6)	/	246.8
	=	0.28

Funding Circle Holdings's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(61.9	+	7.6)	/	246.8
	=	0.28

Funding Circle Holdings (LSE:FCH) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Funding Circle Holdings Debt-to-Equity Related Terms

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Funding Circle Holdings (LSE:FCH) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Funding Circle Holdings PLC (LSE:FCH) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

FDCHF:USA FCHl:UK

Address

71 Queen Victoria Street, London, GBR, EC4V 4AY

Website

https://www.corporate.fundingcircle.com

Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region.