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Enova International (FRA:27E) PB Ratio : 1.45 (As of May. 19, 2024)


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What is Enova International PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-19), Enova International's share price is €56.00. Enova International's Book Value per Share for the quarter that ended in Mar. 2024 was €38.69. Hence, Enova International's PB Ratio of today is 1.45.

The historical rank and industry rank for Enova International's PB Ratio or its related term are showing as below:

FRA:27E' s PB Ratio Range Over the Past 10 Years
Min: 0.76   Med: 1.39   Max: 7.33
Current: 1.48

During the past 13 years, Enova International's highest PB Ratio was 7.33. The lowest was 0.76. And the median was 1.39.

FRA:27E's PB Ratio is ranked worse than
63.57% of 516 companies
in the Credit Services industry
Industry Median: 1.03 vs FRA:27E: 1.48

During the past 12 months, Enova International's average Book Value Per Share Growth Rate was 8.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 18.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 36.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 27.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Enova International was 54.80% per year. The lowest was 11.50% per year. And the median was 24.95% per year.

Back to Basics: PB Ratio


Enova International PB Ratio Historical Data

The historical data trend for Enova International's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Enova International PB Ratio Chart

Enova International Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.02 0.94 1.27 1.01 1.29

Enova International Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 1.33 1.25 1.29 1.47

Competitive Comparison of Enova International's PB Ratio

For the Credit Services subindustry, Enova International's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enova International's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Enova International's PB Ratio distribution charts can be found below:

* The bar in red indicates where Enova International's PB Ratio falls into.



Enova International PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Enova International's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=56.00/38.691
=1.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Enova International  (FRA:27E) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Enova International PB Ratio Related Terms

Thank you for viewing the detailed overview of Enova International's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Enova International (FRA:27E) Business Description

Traded in Other Exchanges
Address
175 West Jackson Boulevard, Suite 1000, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.

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