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Enova International (FRA:27E) Cyclically Adjusted PS Ratio : 1.48 (As of Jun. 10, 2024)


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What is Enova International Cyclically Adjusted PS Ratio?

As of today (2024-06-10), Enova International's current share price is €54.00. Enova International's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was €36.56. Enova International's Cyclically Adjusted PS Ratio for today is 1.48.

The historical rank and industry rank for Enova International's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:27E' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.87   Med: 1.3   Max: 1.66
Current: 1.47

During the past years, Enova International's highest Cyclically Adjusted PS Ratio was 1.66. The lowest was 0.87. And the median was 1.30.

FRA:27E's Cyclically Adjusted PS Ratio is ranked better than
68.57% of 385 companies
in the Credit Services industry
Industry Median: 2.96 vs FRA:27E: 1.47

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Enova International's adjusted revenue per share data for the three months ended in Mar. 2024 was €19.018. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €36.56 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Enova International Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Enova International's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Enova International Cyclically Adjusted PS Ratio Chart

Enova International Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.41 1.13 1.44

Enova International Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.47 1.36 1.44 1.56

Competitive Comparison of Enova International's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Enova International's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enova International's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Enova International's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Enova International's Cyclically Adjusted PS Ratio falls into.



Enova International Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Enova International's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=54.00/36.56
=1.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enova International's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Enova International's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=19.018/131.7762*131.7762
=19.018

Current CPI (Mar. 2024) = 131.7762.

Enova International Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 4.494 100.560 5.889
201409 4.825 100.428 6.331
201412 4.785 99.070 6.365
201503 4.638 99.621 6.135
201506 3.948 100.684 5.167
201509 4.458 100.392 5.852
201512 4.871 99.792 6.432
201603 4.726 100.470 6.199
201606 4.606 101.688 5.969
201609 5.202 101.861 6.730
201612 5.683 101.863 7.352
201703 5.282 102.862 6.767
201706 4.953 103.349 6.315
201709 5.429 104.136 6.870
201712 3.186 104.011 4.036
201803 5.965 105.290 7.466
201806 6.130 106.317 7.598
201809 7.062 106.507 8.738
201812 4.285 105.998 5.327
201903 6.799 107.251 8.354
201906 6.661 108.070 8.122
201909 8.025 108.329 9.762
201912 9.108 108.420 11.070
202003 9.985 108.902 12.082
202006 7.404 108.767 8.970
202009 5.719 109.815 6.863
202012 6.081 109.897 7.292
202103 5.814 111.754 6.856
202106 5.761 114.631 6.623
202109 7.164 115.734 8.157
202112 8.622 117.630 9.659
202203 10.041 121.301 10.908
202206 11.527 125.017 12.150
202209 13.977 125.227 14.708
202212 14.071 125.222 14.808
202303 13.798 127.348 14.278
202306 14.315 128.729 14.654
202309 16.194 129.860 16.433
202312 17.332 129.419 17.648
202403 19.018 131.776 19.018

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Enova International  (FRA:27E) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Enova International Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Enova International's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Enova International (FRA:27E) Business Description

Traded in Other Exchanges
Address
175 West Jackson Boulevard, Suite 1000, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.

Enova International (FRA:27E) Headlines

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