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Citizens Bancorp Investment (Citizens Bancorp Investment) PB Ratio : 1.32 (As of May. 05, 2024)


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What is Citizens Bancorp Investment PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-05), Citizens Bancorp Investment's share price is $30.00. Citizens Bancorp Investment's Book Value per Share for the quarter that ended in Jun. 2023 was $22.76. Hence, Citizens Bancorp Investment's PB Ratio of today is 1.32.

Good Sign:

Citizens Bancorp Investment Inc stock PB Ratio (=1.38) is close to 3-year low of 1.38

The historical rank and industry rank for Citizens Bancorp Investment's PB Ratio or its related term are showing as below:

CBTN' s PB Ratio Range Over the Past 10 Years
Min: 1.31   Med: 1.95   Max: 2.44
Current: 1.32

During the past 4 years, Citizens Bancorp Investment's highest PB Ratio was 2.44. The lowest was 1.31. And the median was 1.95.

CBTN's PB Ratio is ranked worse than
78.88% of 1458 companies
in the Banks industry
Industry Median: 0.86 vs CBTN: 1.32

During the past 12 months, Citizens Bancorp Investment's average Book Value Per Share Growth Rate was 14.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 1.80% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Citizens Bancorp Investment was 1.80% per year. The lowest was 1.80% per year. And the median was 1.80% per year.

Back to Basics: PB Ratio


Citizens Bancorp Investment PB Ratio Historical Data

The historical data trend for Citizens Bancorp Investment's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Bancorp Investment PB Ratio Chart

Citizens Bancorp Investment Annual Data
Trend Dec20 Dec21 Dec22 Dec23
PB Ratio
- 1.94 2.01 1.38

Citizens Bancorp Investment Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.44 2.01 1.75 1.56 1.38

Competitive Comparison of Citizens Bancorp Investment's PB Ratio

For the Banks - Regional subindustry, Citizens Bancorp Investment's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Bancorp Investment's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Bancorp Investment's PB Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Bancorp Investment's PB Ratio falls into.



Citizens Bancorp Investment PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Citizens Bancorp Investment's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2023)
=30.00/22.76
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Citizens Bancorp Investment  (OTCPK:CBTN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Citizens Bancorp Investment PB Ratio Related Terms

Thank you for viewing the detailed overview of Citizens Bancorp Investment's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Bancorp Investment (Citizens Bancorp Investment) Business Description

Traded in Other Exchanges
N/A
Address
400 Highway 52 West, P.O. Box 100, Lafayette, TN, USA, 37083
Citizens Bancorp Investment Inc is a commercial bank. The company offers services such as Online and Mobile Banking; Overdraft Privilege; Business Services; Mortgages; Agriculture and others.

Citizens Bancorp Investment (Citizens Bancorp Investment) Headlines

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