GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Victory Bancorp Inc (OTCPK:VTYB) » Definitions » Net Margin %

Victory Bancorp (Victory Bancorp) Net Margin % : 6.97% (As of Mar. 2024)


View and export this data going back to 2017. Start your Free Trial

What is Victory Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Victory Bancorp's Net Income for the three months ended in Mar. 2024 was $0.23 Mil. Victory Bancorp's Revenue for the three months ended in Mar. 2024 was $3.30 Mil. Therefore, Victory Bancorp's net margin for the quarter that ended in Mar. 2024 was 6.97%.

The historical rank and industry rank for Victory Bancorp's Net Margin % or its related term are showing as below:

VTYB' s Net Margin % Range Over the Past 10 Years
Min: 9.05   Med: 16.73   Max: 25.82
Current: 11.53


VTYB's Net Margin % is ranked worse than
82.53% of 1460 companies
in the Banks industry
Industry Median: 25.09 vs VTYB: 11.53

Victory Bancorp Net Margin % Historical Data

The historical data trend for Victory Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Victory Bancorp Net Margin % Chart

Victory Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.11 18.07 25.82 23.47 15.38

Victory Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.72 18.71 15.92 - 6.97

Competitive Comparison of Victory Bancorp's Net Margin %

For the Banks - Regional subindustry, Victory Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Victory Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Victory Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Victory Bancorp's Net Margin % falls into.



Victory Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Victory Bancorp's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=2.141/13.918
=15.38 %

Victory Bancorp's Net Margin for the quarter that ended in Mar. 2024 is calculated as

Net Margin=Net Income (Q: Mar. 2024 )/Revenue (Q: Mar. 2024 )
=0.23/3.298
=6.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Victory Bancorp  (OTCPK:VTYB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Victory Bancorp Net Margin % Related Terms

Thank you for viewing the detailed overview of Victory Bancorp's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Victory Bancorp (Victory Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
548 N. Lewis Road, Suite 205, Limerick, PA, USA, 19468
Victory Bancorp Inc operates a full-service commercial and consumer banking business. The Bank's focus is on small- and middle-market commercial and retail customers. The Bank originates secured and unsecured commercial loans, commercial mortgage loans, consumer loans and construction loans and does not make subprime loans. The Bank also offers revolving credit loans, small business loans and automobile loans. The Bank offers a variety of deposit products, including demand and savings deposits, regular savings accounts, investment certificates and fixed-rate certificates of deposit.

Victory Bancorp (Victory Bancorp) Headlines

From GuruFocus

The Victory Bancorp, Inc. First Quarter Earnings

By GuruFocusNews GuruFocusNews 04-26-2022

Victory Bancorp, Inc. Announces Quarterly Cash Dividend

By GuruFocusNews GuruFocusNews 07-07-2022

The Victory Bancorp, Inc. 2022 Fourth Quarter Earnings

By Stock market mentor Stock market mentor 02-07-2023

The Victory Bank Announces The Victory Bank Foundation

By Value_Insider Value_Insider 12-06-2022

The Victory Bank promotes Michael J. Senico to Senior Vice President

By GuruFocusNews GuruFocusNews 04-28-2022

Victory Bancorp, Inc. Declares Special Dividend

By Value_Insider Value_Insider 11-29-2022