GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Sturgis Bancorp Inc (OTCPK:STBI) » Definitions » Margin of Safety % (DCF Earnings Based)

Sturgis Bancorp (Sturgis Bancorp) Margin of Safety % (DCF Earnings Based) : 33.41% (As of May. 17, 2024)


View and export this data going back to 2005. Start your Free Trial

What is Sturgis Bancorp Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2024-05-17), Sturgis Bancorp's Predictability Rank is 4.5-Stars. Sturgis Bancorp's intrinsic value calculated from the Discounted Earnings model is $24.78 and current share price is $16.50. Consequently,

Sturgis Bancorp's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 33.41%.


Competitive Comparison of Sturgis Bancorp's Margin of Safety % (DCF Earnings Based)

For the Banks - Regional subindustry, Sturgis Bancorp's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sturgis Bancorp's Margin of Safety % (DCF Earnings Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sturgis Bancorp's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Sturgis Bancorp's Margin of Safety % (DCF Earnings Based) falls into.



Sturgis Bancorp Margin of Safety % (DCF Earnings Based) Calculation

Sturgis Bancorp's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(24.78-16.50)/24.78
=33.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.


Sturgis Bancorp Margin of Safety % (DCF Earnings Based) Related Terms

Thank you for viewing the detailed overview of Sturgis Bancorp's Margin of Safety % (DCF Earnings Based) provided by GuruFocus.com. Please click on the following links to see related term pages.


Sturgis Bancorp (Sturgis Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
113-125 East Chicago Road, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc operates as a bank holding company. Its primary services include accepting deposits, making commercial and mortgage loans, engaging in mortgage banking activities, and providing investment brokerage advisory services. The majority of the revenues come from interest income and other sources, including loans, leases, securities, and derivatives.
Executives
Eric L Eishen director, officer: President/CEO 284 KRUSZKA, BRONSON MI 49091
David E Watters officer: Vice President/Trust Officer P O BOX 304, STURGIS MI 49091
Philip G Ward director 1000 S LAKEVIEW, STURGIS MI 49091
Gary E Metz officer: Vice President P O BOX 344, CENTREVILLE MI 49032
Dresser Raymond H Jr director 112 SOUTH MONROE STREET, STURGIS MI 49091
Leonard L Eishen director 66002 KNOLLWOOD DRIVE, STURGIS MI 49091
Janet M Stahl officer: Vice President 29601 WITT LAKE ROAD, STURGIS, STURGIS MI 49091

Sturgis Bancorp (Sturgis Bancorp) Headlines

From GuruFocus

Sturgis Bancorp, Inc. Declares Bank Charter Change

By Marketwired Marketwired 08-28-2020

Sturgis Bancorp, Inc. Postpones Annual Meeting 

By GlobeNewswire GlobeNewswire 03-25-2020

Sturgis Bancorp, Inc. Declares Quarterly Cash Dividend

By Marketwired Marketwired 07-16-2019

Sturgis Bancorp, Inc. New Director Appointment

By Marketwired Marketwired 06-11-2019

Sturgis Bancorp, Inc. Named to 2019 OTCQX Best 50

By GlobeNewswire GlobeNewswire 01-24-2019

Sturgis Bancorp, Inc. Postpones Annual Meeting 

By Marketwired Marketwired 03-25-2020

Sturgis Bancorp, Inc. Declares Quarterly Cash Dividend

By Marketwired Marketwired 07-24-2020

Sturgis Bancorp, Inc. Named to 2019 OTCQX Best 50

By Marketwired Marketwired 01-24-2019

Sturgis Bancorp, Inc. Increases Quarterly Cash Dividend

By Marketwired Marketwired 01-23-2020