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Foresight Financial Group (Foresight Financial Group) Intrinsic Value: Projected FCF : $76.80 (As of Jun. 08, 2024)


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What is Foresight Financial Group Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-06-08), Foresight Financial Group's Intrinsic Value: Projected FCF is $76.80. The stock price of Foresight Financial Group is $28.05. Therefore, Foresight Financial Group's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.

The historical rank and industry rank for Foresight Financial Group's Intrinsic Value: Projected FCF or its related term are showing as below:

FGFH' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.31   Med: 0.36   Max: 0.4
Current: 0.37

During the past 10 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Foresight Financial Group was 0.40. The lowest was 0.31. And the median was 0.36.

FGFH's Price-to-Projected-FCF is ranked better than
60.67% of 1218 companies
in the Banks industry
Industry Median: 0.44 vs FGFH: 0.37

Foresight Financial Group Intrinsic Value: Projected FCF Historical Data

The historical data trend for Foresight Financial Group's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Foresight Financial Group Intrinsic Value: Projected FCF Chart

Foresight Financial Group Annual Data
Trend Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 74.75 84.03 87.07 76.80

Foresight Financial Group Semi-Annual Data
Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only - 74.75 84.03 87.07 76.80

Competitive Comparison of Foresight Financial Group's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Foresight Financial Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Foresight Financial Group's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Foresight Financial Group's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Foresight Financial Group's Price-to-Projected-FCF falls into.



Foresight Financial Group Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)



Foresight Financial Group  (OTCPK:FGFH) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Foresight Financial Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=28.05/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Foresight Financial Group Intrinsic Value: Projected FCF Related Terms

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Foresight Financial Group (Foresight Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
809 Cannell-Puri Court, P.O. Box 339, Suite 5, Winnebago, IL, USA, 61088
Foresight Financial Group is a bank holding company. It is established under the Federal Reserve with offices in the Northern Illinois counties of Winnebago, Stephenson, and Kankakee. Holdings of the company include German American State Bank located in German Valley, Pecatonica, Seward, and Winnebago; State Bank of Davis located in Davis and Kankakee; State Bank located in Freeport; Lena State Bank located in Lena; Northwest Bank located in Rockford, Loves Park, and Machesney Park; and State Bank of Herscher located in Herscher and Kankakee.

Foresight Financial Group (Foresight Financial Group) Headlines

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