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Jbt Bancorp (Jbt Bancorp) Graham Number : $N/A (As of Sep. 2023)


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What is Jbt Bancorp Graham Number?

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2024-05-26), the stock price of Jbt Bancorp is $23.99. Jbt Bancorp's graham number for the quarter that ended in Sep. 2023 was $N/A. Therefore, Jbt Bancorp's Price to Graham Number ratio for today is 0.94.

The historical rank and industry rank for Jbt Bancorp's Graham Number or its related term are showing as below:

JBTC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0.94
Current: 0.94

During the past 0 years, the highest Price to Graham Number ratio of Jbt Bancorp was 0.94. The lowest was 0.00. And the median was 0.00.

JBTC's Price-to-Graham-Number is ranked worse than
79.85% of 1375 companies
in the Banks industry
Industry Median: 0.63 vs JBTC: 0.94

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Jbt Bancorp Graham Number Historical Data

The historical data trend for Jbt Bancorp's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jbt Bancorp Graham Number Chart

Jbt Bancorp Annual Data
Trend
Graham Number

Jbt Bancorp Quarterly Data
Jun22 Sep22 Jun23 Sep23
Graham Number - - - -

Competitive Comparison of Jbt Bancorp's Graham Number

For the Banks - Regional subindustry, Jbt Bancorp's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jbt Bancorp's Price-to-Graham-Number Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jbt Bancorp's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Jbt Bancorp's Price-to-Graham-Number falls into.



Jbt Bancorp Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Jbt Bancorp's Graham Number for the fiscal year that ended in . 20 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5**)
=N/A

Jbt Bancorp's Graham Number for the quarter that ended in Sep. 2023 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*30.068*0.96)
=25.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Jbt Bancorp  (OTCPK:JBTC) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Jbt Bancorp's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Sep. 2023 )
=23.99/25.48
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Jbt Bancorp Graham Number Related Terms

Thank you for viewing the detailed overview of Jbt Bancorp's Graham Number provided by GuruFocus.com. Please click on the following links to see related term pages.


Jbt Bancorp (Jbt Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2 West Market Street, P.O. Box 717, Jonestown, PA, USA, 17038
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company serves small to mid-sized businesses and consumer households fulfilling deposit, loan, and payment needs. It offers personal banking, business banking, online and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities.

Jbt Bancorp (Jbt Bancorp) Headlines

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