Oak Valley Bancorp (Oak Valley Bancorp) GF Value : $27.22 (As of May. 21, 2024)

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What is Oak Valley Bancorp GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-05-21), Oak Valley Bancorp's share price is $24.10. Oak Valley Bancorp's GF Value is $27.22. Therefore, Oak Valley Bancorp's Price-to-GF-Value for today is 0.89.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Oak Valley Bancorp is Modestly Undervalued.

Oak Valley Bancorp (NAS:OVLY) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Oak Valley Bancorp's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	24.10	/	27.22
	=	0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oak Valley Bancorp GF Value Related Terms

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Oak Valley Bancorp (Oak Valley Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Oak Valley Bancorp (NAS:OVLY) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

125 North Third Avenue, Oakdale, CA, USA, 95361

Website

http://www.ovcb.com

Oak Valley Bancorp is a bank holding company which operates through Oak Valley Community Bank (the Bank). The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. In addition, the bank provides other services for both individuals and businesses including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. Its primary source of revenue is net interest income.

Executives

Gary Strong	director	125 N THIRD AVE, OAKDALE CA 95361
Ronald C. Martin	director, officer: Chief Executive Officer	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Daniel J Leonard	director	125 NORTH THIRD AVE, OAKDALE CA 95361
Holder H Randolph Jr	director	125 N THIRD AVE, OAKDALE CA 95361
Lynn Dickerson	director	125 N 3RD AVE, OAKDALE CA 95361
Allison Lafferty	director	125 N THIRD AVE, OAKDALE CA 95361
James L Gilbert	director	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Don Barton	director	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Janet S Pelton	director	125 NORTH THIRD AVE, OAKDALE CA 95361
Christopher M. Courtney	director, officer: President	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Cathy Ghan	officer: EVP Commercial Real Estate	125 N THIRD AVE, OAKDALE CA 95361
Terrance P Withrow	director	125 NORTH THIRD AVE, OAKDALE CA 95361
Thomas A Haidlen	director	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Richard A. Mccarty	officer: Chief Financial Officer	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Gary Stephens	officer: EVP Commercial Banking Group	125 N THIRD AVE, OAKDALE CA 95361