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Unity Bancorp (Unity Bancorp) EV-to-FCF : 8.81 (As of May. 04, 2024)


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What is Unity Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Unity Bancorp's Enterprise Value is $404.9 Mil. Unity Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $46.0 Mil. Therefore, Unity Bancorp's EV-to-FCF for today is 8.81.

The historical rank and industry rank for Unity Bancorp's EV-to-FCF or its related term are showing as below:

UNTY' s EV-to-FCF Range Over the Past 10 Years
Min: -348.43   Med: 17.22   Max: 716.61
Current: 8.77

During the past 13 years, the highest EV-to-FCF of Unity Bancorp was 716.61. The lowest was -348.43. And the median was 17.22.

UNTY's EV-to-FCF is ranked worse than
63.78% of 1121 companies
in the Banks industry
Industry Median: 5.71 vs UNTY: 8.77

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-05-04), Unity Bancorp's stock price is $27.70. Unity Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $3.810. Therefore, Unity Bancorp's PE Ratio for today is 7.27.


Unity Bancorp EV-to-FCF Historical Data

The historical data trend for Unity Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unity Bancorp EV-to-FCF Chart

Unity Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.93 17.16 2.67 13.79 10.22

Unity Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.99 13.87 8.94 10.22 -

Competitive Comparison of Unity Bancorp's EV-to-FCF

For the Banks - Regional subindustry, Unity Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Bancorp's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Unity Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Unity Bancorp's EV-to-FCF falls into.



Unity Bancorp EV-to-FCF Calculation

Unity Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=404.940/45.954
=8.81

Unity Bancorp's current Enterprise Value is $404.9 Mil.
Unity Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $46.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Unity Bancorp  (NAS:UNTY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Unity Bancorp's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=27.70/3.810
=7.27

Unity Bancorp's share price for today is $27.70.
Unity Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.810.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Unity Bancorp EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Unity Bancorp's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Unity Bancorp (Unity Bancorp) Business Description

Traded in Other Exchanges
Address
64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. It conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The company structures its specific services and charges in a manner designed to attract the business of the small and medium sized business and professional community, as well as that of individuals residing, working and shopping in its service area. The company engages in a wide range of lending activities and offers commercial, Small Business Administration, consumer, mortgage, home equity and personal loans.
Executives
Daniel C Sharabba officer: Senior Retail Officer/SVP C/O, 64 OLD HIGHWAY 22, CLINTON NJ 08809
Minsu Kim officer: Chief Credit Officer/SVP C/O, 64 OLD HIGHWAY 22, CLINTON NJ 08809
Vincent Geraci officer: Director of Mortgage Lending C/O, 64 OLD HIGHWAY 22, CLINTON NJ 08809
Souders Donald E. Jr. director C/O UNITY BANK, 64 OLD HIGHWAY 22, CLINTON NJ 08809
James R Davies officer: Controller/FVP C/O, 64 OLD HIGHWAY 22, CLINTON NJ 08809
Dallas Robert H Ii director, 10 percent owner C/O UNITY BANCORP INC, 64 OLD HIGHWAY 22, CLINTON NJ 08809
David D Dallas director, 10 percent owner, other: Chairman of the Board C/O UNITY BANCORP INC, 64 OLD HIGHWAY 22, CLINTON NJ 08809
George Boyan officer: Chief Financial Officer C/O, 64 OLD HIGHWAY 22, CLINTON NJ 08809
Wayne Courtright director 9 MICHAEL COURT, MILLSTONE TOWNSHIP NJ 07726
John J Kauchak officer: EVP/COO C/O UNITYBANK CORP, 64 OLD HWY 22, CLINTON NJ 08809
Janice Bolomey officer: EVP/CAO C/O UNITY BANK, 64 OLD HIGHWAY 22, CLINTON NJ 08809
James Joseph Donovan officer: Chief Lending Officer/SVP C/O, 64 OLD HIGHWAY 22, CLINTON NJ 08809
Stephen Rooney officer: Chief Lending Officer/1st SVP 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Mark S Brody director
Laureen Cook officer: Chief Accounting Officer C/O UNITY BANK, 64 OLD HIGHWAY 22, CLINTON NJ 08809

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