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USCB Financial Holdings (USCB Financial Holdings) Equity-to-Asset : 0.08 (As of Mar. 2024)


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What is USCB Financial Holdings Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. USCB Financial Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $195.01 Mil. USCB Financial Holdings's Total Assets for the quarter that ended in Mar. 2024 was $2,489.14 Mil. Therefore, USCB Financial Holdings's Equity to Asset Ratio for the quarter that ended in Mar. 2024 was 0.08.

The historical rank and industry rank for USCB Financial Holdings's Equity-to-Asset or its related term are showing as below:

USCB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08   Med: 0.09   Max: 0.12
Current: 0.08

During the past 4 years, the highest Equity to Asset Ratio of USCB Financial Holdings was 0.12. The lowest was 0.08. And the median was 0.09.

USCB's Equity-to-Asset is ranked worse than
60.8% of 1467 companies
in the Banks industry
Industry Median: 0.09 vs USCB: 0.08

USCB Financial Holdings Equity-to-Asset Historical Data

The historical data trend for USCB Financial Holdings's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

USCB Financial Holdings Equity-to-Asset Chart

USCB Financial Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23
Equity-to-Asset
0.11 0.11 0.09 0.08

USCB Financial Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.08 0.08 0.08 0.08

Competitive Comparison of USCB Financial Holdings's Equity-to-Asset

For the Banks - Regional subindustry, USCB Financial Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


USCB Financial Holdings's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, USCB Financial Holdings's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where USCB Financial Holdings's Equity-to-Asset falls into.



USCB Financial Holdings Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

USCB Financial Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )=Total Stockholders Equity/Total Assets
=191.968/2339.093
=0.08

USCB Financial Holdings's Equity to Asset Ratio for the quarter that ended in Mar. 2024 is calculated as

Equity to Asset (Q: Mar. 2024 )=Total Stockholders Equity/Total Assets
=195.011/2489.142
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


USCB Financial Holdings  (NAS:USCB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


USCB Financial Holdings Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of USCB Financial Holdings's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


USCB Financial Holdings (USCB Financial Holdings) Business Description

Traded in Other Exchanges
N/A
Address
2301 North West 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a community bank. Through its network of branches and its online banking platform, it offers customers a wide range of financial products and services.
Executives
Robert B. Anderson officer: Executive VP and CFO 201 4TH AVENUE NORTH, SUITE 950, NASHVILLE TN 37219
Maricarmen Logrono officer: EVP and Chief Risk Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Ramon A Rodriguez director 110 S E 6TH STREET 28 TH FLOOR, FORT LAUDERDALE FL 33301
Priam Capital Fund Ii, L.p. 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Priam Capital Associates Ii Llc 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Andres Collazo officer: Executive VP, Operations & IT C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Martha Guerra-kattou officer: EVP, Sales and Marketing C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Oscar Gomez officer: Executive VP, Global Banking C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Benigno Pazos officer: EVP & Chief Credit Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Howard Feinglass director, 10 percent owner 6011 UNIVERSITY BOULEVARD, SUITE 370, ELLICOTT CITY MD 21043
Ramon Abadin director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Aida Levitan director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Nicholas Bustle officer: EVP and Chief Lending Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
De La Aguilera Luis director, officer: President and CEO C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Jalal Shehadeh officer: EVP/General Counsel USCB FINANCIAL HOLDINGS, INC., 2301 N.W. 87TH AVENUE, MIAMI FL 33172

USCB Financial Holdings (USCB Financial Holdings) Headlines