The historical rank and industry rank for Generations Bancorp NY's Equity-to-Asset or its related term are showing as below:
GBNY'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.1 Max: 0.12
Current: 0.09
During the past 10 years, the highest Equity to Asset Ratio of Generations Bancorp NY was 0.12. The lowest was 0.08. And the median was 0.10.
GBNY's Equity-to-Asset is ranked better than 50% of 1466
companies
in the Banks industry
Industry Median: 0.09
vs GBNY: 0.09
Generations Bancorp NY Equity-to-Asset Historical Data
The historical data trend for Generations Bancorp NY's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Generations Bancorp NY's Equity-to-Asset
For the Banks - Regional subindustry, Generations Bancorp NY's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generations Bancorp NY's Equity-to-Asset Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Generations Bancorp NY's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Generations Bancorp NY's Equity-to-Asset falls into.
Generations Bancorp NY Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Generations Bancorp NY's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Generations Bancorp NY (NAS:GBNY) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Generations Bancorp NY Equity-to-Asset Related Terms
Thank you for viewing the detailed overview of Generations Bancorp NY's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.
Generations Bancorp NY (Generations Bancorp NY) Business Description
Generations Bancorp NY Inc is a stock holding company whose business consists of attracting retail deposits investing those in mortgage loans, manufactured home, real estate, home equity, commercial, construction, and multi-family loans. It has three segments community banking, insurance agency and municipal banking segments.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
GBNY has been successfully added to your 