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National Bank Holdings (National Bank Holdings) Efficiency Overhead Ratio % : 61.77% (As of Mar. 2024)


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What is National Bank Holdings Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

National Bank Holdings's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 61.77% , which is higher than 58.82% for the pervious quarter ended in Dec. 2023.

National Bank Holdings's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 56.82% , which is lower than 63.22% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for National Bank Holdings's Efficiency Overhead Ratio % or its related term are showing as below:

NBHC's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

National Bank Holdings Efficiency Overhead Ratio % Historical Data

The historical data trend for National Bank Holdings's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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National Bank Holdings Efficiency Overhead Ratio % Chart

National Bank Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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National Bank HoldingsQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of National Bank Holdings's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, National Bank Holdings's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Holdings  (NYSE:NBHC) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


National Bank Holdings  (NYSE:NBHC) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


National Bank Holdings Efficiency Overhead Ratio % Related Terms

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National Bank Holdings (National Bank Holdings) Business Description

Traded in Other Exchanges
Address
7800 East Orchard Road, Suite 300, Greenwood Village, CO, USA, 80111
National Bank Holdings Corp is a bank holding company. It provides various banking products and financial services to commercial, business, and consumer clients in the United States. The company offers deposit products including checking accounts, savings accounts, money market accounts, and other deposit accounts, including fixed-rate and fixed-maturity time deposits. It also provides commercial and industrial loans and leases. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, and electronic bill payments.
Executives
Christopher S. Randall officer: EVP, Comm. & Specialty Banking 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
G. Timothy Laney director, officer: Chief Executive Officer 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Robert E Dean director 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Brendan W Zahl officer: EVP NBH Residential Banking 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Newfield Richard U Jr. officer: Chief Risk Mngmt Officer 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Alka Gupta director 2828 N. HARWOOD STREET, 15TH FLOOR, DALLAS TX 75201
Warren Burney S. Iii director 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Maria F Spring director 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Angela Nicole Petrucci officer: Chief Admin Officer NATIONAL BANK HOLDINGS CORPORATION, 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Whitney A. Bartelli officer: Chief Marketing Officer 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Patrick G. Sobers officer: EVP, Consumer & Smll Bus. Bnkg 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Ruth Stevenson officer: Chief Client Executive 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111
Zsolt K Bessko officer: Chief Admin Officer 1331 SEVENTEENTH STREET, STE. 300, DENVER CO 80202
Aldis Birkans officer: Chief Financial Officer 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Denabeele Nicole Van officer: Chief Accounting Officer 7800 EAST ORCHARD ROAD, SUITE 300, GREENWOOD VILLAGE CO 80111