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Zagrebacka Banka D.D (ZAG:ZABA) E10 : €1.38 (As of Mar. 2024)


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What is Zagrebacka Banka D.D E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Zagrebacka Banka D.D's adjusted earnings per share data for the three months ended in Mar. 2024 was €1.410. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.38 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Zagrebacka Banka D.D's average E10 Growth Rate was 20.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-06-09), Zagrebacka Banka D.D's current stock price is €17.90. Zagrebacka Banka D.D's E10 for the quarter that ended in Mar. 2024 was €1.38. Zagrebacka Banka D.D's Shiller PE Ratio of today is 12.97.

During the past 13 years, the highest Shiller PE Ratio of Zagrebacka Banka D.D was 15.67. The lowest was 3.89. And the median was 9.74.


Zagrebacka Banka D.D E10 Historical Data

The historical data trend for Zagrebacka Banka D.D's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Zagrebacka Banka D.D E10 Chart

Zagrebacka Banka D.D Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.58 0.96 1.20

Zagrebacka Banka D.D Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.15 1.17 1.19 1.20 1.38

Competitive Comparison of Zagrebacka Banka D.D's E10

For the Banks - Regional subindustry, Zagrebacka Banka D.D's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zagrebacka Banka D.D's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Zagrebacka Banka D.D's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Zagrebacka Banka D.D's Shiller PE Ratio falls into.



Zagrebacka Banka D.D E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Zagrebacka Banka D.D's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.41/131.7762*131.7762
=1.410

Current CPI (Mar. 2024) = 131.7762.

Zagrebacka Banka D.D Quarterly Data

per share eps CPI Adj_EPS
201403 0.522 99.695 0.690
201406 0.528 100.560 0.692
201409 0.524 100.428 0.688
201412 0.010 99.070 0.013
201503 0.392 99.621 0.519
201506 0.110 100.684 0.144
201509 -0.367 100.392 -0.482
201512 0.101 99.792 0.133
201603 0.665 100.470 0.872
201606 0.664 101.688 0.860
201609 0.665 101.861 0.860
201612 0.033 101.863 0.043
201703 -0.258 102.862 -0.331
201706 0.270 103.349 0.344
201709 0.402 104.136 0.509
201712 0.225 104.011 0.285
201806 0.254 106.317 0.315
201809 0.103 106.507 0.127
201812 0.106 105.998 0.132
201903 0.225 107.251 0.276
201906 0.305 108.070 0.372
201909 0.129 108.329 0.157
201912 0.075 108.420 0.091
202003 0.201 108.902 0.243
202006 0.116 108.767 0.141
202009 0.135 109.815 0.162
202012 -0.049 109.897 -0.059
202103 0.164 111.754 0.193
202106 0.169 114.631 0.194
202109 0.189 115.734 0.215
202112 0.084 117.630 0.094
202203 0.256 121.301 0.278
202206 0.169 125.017 0.178
202209 0.267 125.227 0.281
202212 0.030 125.222 0.032
202303 1.690 127.348 1.749
202306 0.407 128.729 0.417
202309 0.401 129.860 0.407
202312 0.510 129.419 0.519
202403 1.410 131.776 1.410

Add all the adjusted EPS together and divide 10 will get our e10.


Zagrebacka Banka D.D  (ZAG:ZABA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Zagrebacka Banka D.D's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=17.90/1.38
=12.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Zagrebacka Banka D.D was 15.67. The lowest was 3.89. And the median was 9.74.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Zagrebacka Banka D.D E10 Related Terms

Thank you for viewing the detailed overview of Zagrebacka Banka D.D's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Zagrebacka Banka D.D (ZAG:ZABA) Business Description

Traded in Other Exchanges
N/A
Address
Trg bana Josipa Jelacica 10, Zagreb, HRV, 10000
Zagrebacka Banka D.D is a Croatian banking service provider. It caters to a customer and organizational needs through various avenues of services such as payment, financing, savings and investment and insurance. The company has four operating segments namely Retail, Corporate and Investment, Leasing and Other. It generates maximum revenue from the Retail segment. Geographically, it derives majority of revenue from the Republic of Croatia.

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