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Credit Agricole d'Ille-et-Vilaine (XPAR:CIV) E10 : €12.01 (As of Dec. 2023)


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What is Credit Agricole d'Ille-et-Vilaine E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Credit Agricole d'Ille-et-Vilaine's adjusted earnings per share data for the fiscal year that ended in Dec. 2023 was €10.041. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €12.01 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Credit Agricole d'Ille-et-Vilaine's average E10 Growth Rate was 0.60% per year. During the past 3 years, the average E10 Growth Rate was 2.90% per year. During the past 5 years, the average E10 Growth Rate was -0.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Credit Agricole d'Ille-et-Vilaine was 2.90% per year. The lowest was -4.10% per year. And the median was -0.80% per year.

As of today (2024-06-09), Credit Agricole d'Ille-et-Vilaine's current stock price is € 66.20. Credit Agricole d'Ille-et-Vilaine's E10 for the fiscal year that ended in Dec. 2023 was €12.01. Credit Agricole d'Ille-et-Vilaine's Shiller PE Ratio of today is 5.51.

During the past 13 years, the highest Shiller PE Ratio of Credit Agricole d'Ille-et-Vilaine was 10.13. The lowest was 4.29. And the median was 6.91.


Credit Agricole d'Ille-et-Vilaine E10 Historical Data

The historical data trend for Credit Agricole d'Ille-et-Vilaine's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credit Agricole d'Ille-et-Vilaine E10 Chart

Credit Agricole d'Ille-et-Vilaine Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.02 11.02 11.00 11.94 12.01

Credit Agricole d'Ille-et-Vilaine Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.00 - 11.94 - 12.01

Competitive Comparison of Credit Agricole d'Ille-et-Vilaine's E10

For the Banks - Regional subindustry, Credit Agricole d'Ille-et-Vilaine's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole d'Ille-et-Vilaine's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole d'Ille-et-Vilaine's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole d'Ille-et-Vilaine's Shiller PE Ratio falls into.



Credit Agricole d'Ille-et-Vilaine E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credit Agricole d'Ille-et-Vilaine's adjusted earnings per share data for the fiscal year that ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=10.041/118.3900*118.3900
=10.041

Current CPI (Dec. 2023) = 118.3900.

Credit Agricole d'Ille-et-Vilaine Annual Data

per_share_eps CPI Adj_EPS
201412 12.765 99.860 15.134
201512 14.526 100.040 17.190
201612 10.741 100.650 12.634
201712 11.951 101.850 13.892
201812 10.271 103.470 11.752
201912 10.384 104.980 11.710
202012 3.440 104.960 3.880
202112 10.167 107.850 11.161
202212 12.223 114.160 12.676
202312 10.041 118.390 10.041

Add all the adjusted EPS together and divide 10 will get our e10.


Credit Agricole d'Ille-et-Vilaine  (XPAR:CIV) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Credit Agricole d'Ille-et-Vilaine's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=66.20/12.01
=5.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Credit Agricole d'Ille-et-Vilaine was 10.13. The lowest was 4.29. And the median was 6.91.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Credit Agricole d'Ille-et-Vilaine E10 Related Terms

Thank you for viewing the detailed overview of Credit Agricole d'Ille-et-Vilaine's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Credit Agricole d'Ille-et-Vilaine (XPAR:CIV) Business Description

Traded in Other Exchanges
Address
45 boulevard de la Liberte CS 64017, Rennes, FRA, 35000
Crédit Agricole d'Ille-et-Vilaine is involved in providing banking services in France. The company offers savings, mortgages, loans, and account management services, as well as insurance products. It serves individuals, professionals, farmers, companies, and associations.

Credit Agricole d'Ille-et-Vilaine (XPAR:CIV) Headlines

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