GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » New York Community Bancorp Inc (STU:QC1) » Definitions » E10

New York Community Bancorp (STU:QC1) E10 : €1.17 (As of Mar. 2024)


View and export this data going back to 2021. Start your Free Trial

What is New York Community Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

New York Community Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was €-0.414. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.17 for the trailing ten years ended in Mar. 2024.

During the past 12 months, New York Community Bancorp's average E10 Growth Rate was -7.50% per year. During the past 3 years, the average E10 Growth Rate was 10.40% per year. During the past 5 years, the average E10 Growth Rate was 4.00% per year. During the past 10 years, the average E10 Growth Rate was 1.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of New York Community Bancorp was 26.00% per year. The lowest was -8.10% per year. And the median was 3.85% per year.

As of today (2024-05-24), New York Community Bancorp's current stock price is €2.971. New York Community Bancorp's E10 for the quarter that ended in Mar. 2024 was €1.17. New York Community Bancorp's Shiller PE Ratio of today is 2.54.

During the past 13 years, the highest Shiller PE Ratio of New York Community Bancorp was 18.22. The lowest was 2.31. And the median was 12.34.


New York Community Bancorp E10 Historical Data

The historical data trend for New York Community Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

New York Community Bancorp E10 Chart

New York Community Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.00 1.18

New York Community Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.22 1.24 1.29 1.18 1.17

Competitive Comparison of New York Community Bancorp's E10

For the Banks - Regional subindustry, New York Community Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


New York Community Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, New York Community Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where New York Community Bancorp's Shiller PE Ratio falls into.



New York Community Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, New York Community Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=-0.414/131.7762*131.7762
=-0.414

Current CPI (Mar. 2024) = 131.7762.

New York Community Bancorp Quarterly Data

per share eps CPI Adj_EPS
201406 0.199 100.560 0.261
201409 0.210 100.428 0.276
201412 0.243 99.070 0.323
201503 0.249 99.621 0.329
201506 0.249 100.684 0.326
201509 0.232 100.392 0.305
201512 -0.799 99.792 -1.055
201603 0.242 100.470 0.317
201606 0.231 101.688 0.299
201609 0.232 101.861 0.300
201612 0.218 101.863 0.282
201703 0.196 102.862 0.251
201706 0.196 103.349 0.250
201709 0.176 104.136 0.223
201712 0.220 104.011 0.279
201803 0.162 105.290 0.203
201806 0.171 106.317 0.212
201809 0.171 106.507 0.212
201812 0.167 105.998 0.208
201903 0.168 107.251 0.206
201906 0.168 108.070 0.205
201909 0.173 108.329 0.210
201912 0.180 108.420 0.219
202003 0.181 108.902 0.219
202006 0.186 108.767 0.225
202009 0.195 109.815 0.234
202012 0.321 109.897 0.385
202103 0.244 111.754 0.288
202106 0.249 114.631 0.286
202109 0.255 115.734 0.290
202112 0.266 117.630 0.298
202203 0.281 121.301 0.305
202206 0.322 125.017 0.339
202209 0.303 125.227 0.319
202212 0.283 125.222 0.298
202303 2.681 127.348 2.774
202306 0.508 128.729 0.520
202309 0.253 129.860 0.257
202312 -0.330 129.419 -0.336
202403 -0.414 131.776 -0.414

Add all the adjusted EPS together and divide 10 will get our e10.


New York Community Bancorp  (STU:QC1) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

New York Community Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.971/1.17
=2.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of New York Community Bancorp was 18.22. The lowest was 2.31. And the median was 12.34.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


New York Community Bancorp E10 Related Terms

Thank you for viewing the detailed overview of New York Community Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


New York Community Bancorp (STU:QC1) Business Description

Traded in Other Exchanges
Address
102 Duffy Avenue, Hicksville, New York, NY, USA, 11801
New York Community Bancorp Inc is the bank holding company. It is a New York State-chartered savings bank that operates through eight local divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio, and AmTrust Bank in Florida and Arizona. The bank compete for depositors in diverse markets with a comprehensive menu of products and services, and access to multiple service channels, including online banking, mobile banking, and banking by phone. It is also a producer of multi-family loans in New York City.

New York Community Bancorp (STU:QC1) Headlines

No Headlines