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PB Bankshares (PB Bankshares) Debt-to-Equity : 1.09 (As of Mar. 2024)


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What is PB Bankshares Debt-to-Equity?

PB Bankshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $7.50 Mil. PB Bankshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $43.32 Mil. PB Bankshares's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $46.77 Mil. PB Bankshares's debt to equity for the quarter that ended in Mar. 2024 was 1.09.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for PB Bankshares's Debt-to-Equity or its related term are showing as below:

PBBK' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.36   Med: 1.04   Max: 1.17
Current: 1.17

During the past 5 years, the highest Debt-to-Equity Ratio of PB Bankshares was 1.17. The lowest was 0.36. And the median was 1.04.

PBBK's Debt-to-Equity is ranked worse than
69.3% of 1394 companies
in the Banks industry
Industry Median: 0.65 vs PBBK: 1.17

PB Bankshares Debt-to-Equity Historical Data

The historical data trend for PB Bankshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PB Bankshares Debt-to-Equity Chart

PB Bankshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
1.17 0.94 0.36 1.04 1.17

PB Bankshares Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 1.09 1.11 1.17 1.09

Competitive Comparison of PB Bankshares's Debt-to-Equity

For the Banks - Regional subindustry, PB Bankshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PB Bankshares's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PB Bankshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where PB Bankshares's Debt-to-Equity falls into.



PB Bankshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

PB Bankshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

PB Bankshares's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PB Bankshares  (NAS:PBBK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


PB Bankshares Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of PB Bankshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


PB Bankshares (PB Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
185 East Lincoln Highway, Coatesville, PA, USA, 19320
PB Bankshares Inc follows a community bank model and provides multiple services to individuals and small to midsize businesses. Its business consists of attracting retail and commercial deposits from the general public in its market area and investing those deposits, together with funds generated from operations and borrowings, in commercial real estate loans, commercial and industrial loans, construction, home equity lines of credit and to a lesser extent, one- to four-family residential real estate loans and consumer loans.
Executives
Janak M Amin director, officer: President and CEO 4981 SADDLE BROOK DRIVE, HARRISBURG PA 17112
William H Sayre officer: EVP, Chief Credit/Risk Officer 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Lindsay S Bixler officer: Chief Financial Officer 185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Joseph W Carroll director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Douglas L Byers officer: Chief Banking Officer 185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Larry Witt officer: Chief Info. & Oper. Officer 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Bony Dawood director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
R Cheston Woolard director 185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Jane B Tompkins director 20 SOUTH MAIN STREET, CHAMBERSBURG PA 17201
Spencer J Andress director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Pinno John V Iii director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Thomas R Greenfield director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Larry J Constable director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Mary Joye Wentz director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320

PB Bankshares (PB Bankshares) Headlines

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