Banca Popolare di Sondrio SpA (MIL:BPSO) Debt-to-Equity : 1.33 (As of Dec. 2023)

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What is Banca Popolare di Sondrio SpA Debt-to-Equity?

Banca Popolare di Sondrio SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was €0 Mil. Banca Popolare di Sondrio SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was €5,068 Mil. Banca Popolare di Sondrio SpA's Total Stockholders Equity for the quarter that ended in Dec. 2023 was €3,809 Mil. Banca Popolare di Sondrio SpA's debt to equity for the quarter that ended in Dec. 2023 was 1.33.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Banca Popolare di Sondrio SpA's Debt-to-Equity or its related term are showing as below:

MIL:BPSO' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.05 Med: 1.28 Max: 1.64
Current: 1.33

During the past 13 years, the highest Debt-to-Equity Ratio of Banca Popolare di Sondrio SpA was 1.64. The lowest was 1.05. And the median was 1.28.

MIL:BPSO's Debt-to-Equity is ranked worse than
72.77% of 1392 companies
in the Banks industry
Industry Median: 0.67 vs MIL:BPSO: 1.33

Banca Popolare di Sondrio SpA Debt-to-Equity Historical Data

The historical data trend for Banca Popolare di Sondrio SpA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Banca Popolare di Sondrio SpA Debt-to-Equity Chart

Banca Popolare di Sondrio SpA Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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1.22

1.15

1.35

1.24

1.33

Banca Popolare di Sondrio SpA Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial															1.24	1.13	1.14	1.09	1.33

Competitive Comparison of Banca Popolare di Sondrio SpA's Debt-to-Equity

For the Banks - Regional subindustry, Banca Popolare di Sondrio SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Popolare di Sondrio SpA's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Banca Popolare di Sondrio SpA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Banca Popolare di Sondrio SpA's Debt-to-Equity falls into.

Banca Popolare di Sondrio SpA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Banca Popolare di Sondrio SpA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	5067.707)	/	3809.274
	=	1.33

Banca Popolare di Sondrio SpA's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	5067.707)	/	3809.274
	=	1.33

Banca Popolare di Sondrio SpA (MIL:BPSO) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Banca Popolare di Sondrio SpA Debt-to-Equity Related Terms

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Banca Popolare di Sondrio SpA (MIL:BPSO) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Banca Popolare di Sondrio SpA (MIL:BPSO) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

0NWJ:UK 593:Germany

Address

Piazza Garibaldi, 16, Sondrio, ITA, 23100

Website

https://www.popso.it

Banca Popolare di Sondrio SpA is a full-service cooperative bank operating primarily in Northern Italy but also in Central Italy and Switzerland. The bank's overall strategy is geared toward sustaining local economies, particularly small- and medium-sized businesses and households. most of the bank's business is generated through business banking, followed by individual banking activities. The bank generates most of its net revenue through net interest income, followed by net fees and commissions and net trading income. A majority of the bank's earning assets are mortgage loans. The bank's lending strategy revolves around a low propensity for risk and an emphasis on diversification.

Banca Popolare di Sondrio SpA (MIL:BPSO) Headlines

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