Byline Bancorp (FRA:44F) Debt-to-Equity : 0.82 (As of Mar. 2024)

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What is Byline Bancorp Debt-to-Equity?

Byline Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was €0.0 Mil. Byline Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was €764.7 Mil. Byline Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2024 was €928.3 Mil. Byline Bancorp's debt to equity for the quarter that ended in Mar. 2024 was 0.82.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Byline Bancorp's Debt-to-Equity or its related term are showing as below:

FRA:44F' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.11 Med: 0.71 Max: 0.99
Current: 0.82

During the past 9 years, the highest Debt-to-Equity Ratio of Byline Bancorp was 0.99. The lowest was 0.11. And the median was 0.71.

FRA:44F's Debt-to-Equity is ranked worse than
56.64% of 1393 companies
in the Banks industry
Industry Median: 0.66 vs FRA:44F: 0.82

Byline Bancorp Debt-to-Equity Historical Data

The historical data trend for Byline Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Byline Bancorp Debt-to-Equity Chart

Byline Bancorp Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.70

0.43

0.74

0.98

0.52

Byline Bancorp Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															0.93	0.80	0.89	0.52	0.82

Competitive Comparison of Byline Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Byline Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Byline Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Byline Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Byline Bancorp's Debt-to-Equity falls into.

Byline Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Byline Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(10.316	+	460.26)	/	907.968
	=	0.52

Byline Bancorp's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	764.652)	/	928.325
	=	0.82

Byline Bancorp (FRA:44F) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Byline Bancorp Debt-to-Equity Related Terms

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Byline Bancorp (FRA:44F) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Byline Bancorp Inc (FRA:44F) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

BY:USA

Address

180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601

Website

https://www.bylinebancorp.com

Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium-sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to our customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through Byline Financial Group, a wholly-owned subsidiary of Byline Bank.

Byline Bancorp (FRA:44F) Headlines

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