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Capital Bancorp (Capital Bancorp) Debt-to-Equity : 0.19 (As of Dec. 2023)


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What is Capital Bancorp Debt-to-Equity?

Capital Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil. Capital Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $49.1 Mil. Capital Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $254.9 Mil. Capital Bancorp's debt to equity for the quarter that ended in Dec. 2023 was 0.19.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Capital Bancorp's Debt-to-Equity or its related term are showing as below:

CBNK' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.15   Med: 0.24   Max: 0.58
Current: 0.13

During the past 9 years, the highest Debt-to-Equity Ratio of Capital Bancorp was 0.58. The lowest was 0.15. And the median was 0.24.

CBNK's Debt-to-Equity is ranked better than
88.3% of 1393 companies
in the Banks industry
Industry Median: 0.68 vs CBNK: 0.13

Capital Bancorp Debt-to-Equity Historical Data

The historical data trend for Capital Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Capital Bancorp Debt-to-Equity Chart

Capital Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only 0.36 0.23 0.17 0.58 0.19

Capital Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.14 0.14 0.19 0.13

Competitive Comparison of Capital Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Capital Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Capital Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Capital Bancorp's Debt-to-Equity falls into.



Capital Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Capital Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Capital Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Capital Bancorp  (NAS:CBNK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Capital Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Capital Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Capital Bancorp (Capital Bancorp) Business Description

Traded in Other Exchanges
Address
2275 Research Boulevard, Suite 600, Rockville, MD, USA, 20850
Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, Corporate Office, and OpenSky. Its Commercial Banking division offers banking-related services to clients, Capital Bank Home Loans division offers conventional and government-guaranteed residential mortgage loans on a nationwide basis for sale into the secondary market, while its OpenSky division provides secured credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores.
Executives
Jacob Dalaya officer: EVP, Chief Strategy Officer 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Perrine Constance E officer: SVP & CAO C/O OMNI FINANCIAL SERVICES, INC., SIX CONCOURSE PARKWAY, SUITE 2300, ATLANTA GA 30328
Mary Ann Scully director 3301 BOSTON STREET, BALTIMORE MD 21224
Jennings Walker officer: EVP, Chief Financial Officer 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Randall James Levitt director ONE CHURCH STREET SUITE 300, ROCKVILLE MD 20850
Steven M Poynot officer: EVP, Chief Operating Officer 8004 BRIGHT LIGHT PLACE, ELLICOTT CITY MD 21043
Gary M Kausmeyer officer: Chief Risk Officer 185 EAST MARKET STREET, WARREN OH 44481
Jeffrey Kaye officer: EVP, Chief Marketing Officer 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Sandeep Uthra officer: EVP & CIO 2275 RESEARCH BLVD, 6TH FLOOR, ROCKVILLE MD 20850
Fred Joseph Lewis director 2275 RESEARCH BLVD, ROCKVILLE MD 20850
Eric M. Suss officer: EVP and CHRO ONE CHURCH STREET, ROCKVILLE MD 20850
Jerome Ronnell Bailey director CAPITAL BANCORP, INC., 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Stephen N Ashman director
James F. Whalen director ONE CHURCH STREET, ROCKVILLE MD 20850
Joshua Bernstein director ONE CHURCH STREET, ROCKVILLE MD 20850