Banco Pan (BSP:BPAN4) Debt-to-Equity : 0.63 (As of Dec. 2023)

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What is Banco Pan Debt-to-Equity?

Banco Pan's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R$0 Mil. Banco Pan's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was R$5,067 Mil. Banco Pan's Total Stockholders Equity for the quarter that ended in Dec. 2023 was R$8,107 Mil. Banco Pan's debt to equity for the quarter that ended in Dec. 2023 was 0.63.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Banco Pan's Debt-to-Equity or its related term are showing as below:

BSP:BPAN4' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.75 Max: 2.07
Current: 0.63

During the past 13 years, the highest Debt-to-Equity Ratio of Banco Pan was 2.07. The lowest was 0.06. And the median was 0.75.

BSP:BPAN4's Debt-to-Equity is ranked better than
52.55% of 1393 companies
in the Banks industry
Industry Median: 0.68 vs BSP:BPAN4: 0.63

Banco Pan Debt-to-Equity Historical Data

The historical data trend for Banco Pan's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Banco Pan Debt-to-Equity Chart

Banco Pan Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.06

0.25

0.35

0.87

0.63

Banco Pan Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial															0.87	0.02	0.02	0.01	0.63

Competitive Comparison of Banco Pan's Debt-to-Equity

For the Banks - Regional subindustry, Banco Pan's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Pan's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Banco Pan's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Banco Pan's Debt-to-Equity falls into.

Banco Pan Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Banco Pan's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	5067.437)	/	8107.322
	=	0.63

Banco Pan's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	5067.437)	/	8107.322
	=	0.63

Banco Pan (BSP:BPAN4) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Banco Pan Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Banco Pan's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Banco Pan (BSP:BPAN4) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Banco Pan SA (BSP:BPAN4) » Definitions » Debt-to-Equity

Traded in Other Exchanges

N/A

Address

Avenue Paulista 1374, 12th Floor, Sao Paulo, SP, BRA, 1310300

Website

https://www.bancopan.com.br

Banco Pan SA is a Brazil-based company engaged in operating in the banking industry. It is principally engaged in the business activity of providing financial services such as vehicle financing, consumer lending, debts renegotiation, insurance services, credit card and others.

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