GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » GIC Housing Finance Ltd (BOM:511676) » Definitions » Debt-to-EBITDA

GIC Housing Finance (BOM:511676) Debt-to-EBITDA : 0.00 (As of Dec. 2023)


View and export this data going back to 2000. Start your Free Trial

What is GIC Housing Finance Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

GIC Housing Finance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₹0 Mil. GIC Housing Finance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₹0 Mil. GIC Housing Finance's annualized EBITDA for the quarter that ended in Dec. 2023 was ₹2,312 Mil. GIC Housing Finance's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for GIC Housing Finance's Debt-to-EBITDA or its related term are showing as below:

BOM:511676' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 30.43   Med: 36.57   Max: 98.26
Current: 37.16

During the past 13 years, the highest Debt-to-EBITDA Ratio of GIC Housing Finance was 98.26. The lowest was 30.43. And the median was 36.57.

BOM:511676's Debt-to-EBITDA is ranked worse than
87.5% of 32 companies
in the Banks industry
Industry Median: 10.23 vs BOM:511676: 37.16

GIC Housing Finance Debt-to-EBITDA Historical Data

The historical data trend for GIC Housing Finance's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

GIC Housing Finance Debt-to-EBITDA Chart

GIC Housing Finance Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.05 98.26 80.02 43.12 30.43

GIC Housing Finance Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 34.77 - 37.67 -

Competitive Comparison of GIC Housing Finance's Debt-to-EBITDA

For the Mortgage Finance subindustry, GIC Housing Finance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GIC Housing Finance's Debt-to-EBITDA Distribution in the Banks Industry

For the Banks industry and Financial Services sector, GIC Housing Finance's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where GIC Housing Finance's Debt-to-EBITDA falls into.



GIC Housing Finance Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

GIC Housing Finance's Debt-to-EBITDA for the fiscal year that ended in Mar. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(35050.6 + 56628.8) / 3013.2
=30.43

GIC Housing Finance's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2023) EBITDA data.


GIC Housing Finance  (BOM:511676) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


GIC Housing Finance Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of GIC Housing Finance's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


GIC Housing Finance (BOM:511676) Business Description

Traded in Other Exchanges
Address
14, Jamshedji Tata Road, 6th Floor, National Insurance Building, Churchgate, Mumbai, MH, IND, 400 020
GIC Housing Finance Ltd is a specialty finance firm located in India. It was formed with the objective of entering the field of direct lending to individuals and other corporates to accelerate housing activities in India. The primary activity of the company is granting housing loans to individuals and to persons/entities involved in the construction of houses for residential purposes. The company is exclusively engaged in the housing finance business and revenues are mainly derived from this activity. It operates in a single business segment that is financing.

GIC Housing Finance (BOM:511676) Headlines

No Headlines