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BankFinancial (BankFinancial) Cyclically Adjusted PS Ratio : 2.36 (As of Jun. 07, 2024)


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What is BankFinancial Cyclically Adjusted PS Ratio?

As of today (2024-06-07), BankFinancial's current share price is $9.82. BankFinancial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $4.16. BankFinancial's Cyclically Adjusted PS Ratio for today is 2.36.

The historical rank and industry rank for BankFinancial's Cyclically Adjusted PS Ratio or its related term are showing as below:

BFIN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.85   Med: 3.26   Max: 5.58
Current: 2.38

During the past years, BankFinancial's highest Cyclically Adjusted PS Ratio was 5.58. The lowest was 1.85. And the median was 3.26.

BFIN's Cyclically Adjusted PS Ratio is ranked worse than
50.29% of 1187 companies
in the Banks industry
Industry Median: 2.37 vs BFIN: 2.38

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

BankFinancial's adjusted revenue per share data for the three months ended in Mar. 2024 was $1.128. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $4.16 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


BankFinancial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for BankFinancial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BankFinancial Cyclically Adjusted PS Ratio Chart

BankFinancial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.86 2.56 2.98 2.75 2.53

BankFinancial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.24 2.05 2.13 2.53 2.52

Competitive Comparison of BankFinancial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, BankFinancial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankFinancial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BankFinancial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where BankFinancial's Cyclically Adjusted PS Ratio falls into.



BankFinancial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

BankFinancial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=9.82/4.16
=2.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFinancial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, BankFinancial's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.128/131.7762*131.7762
=1.128

Current CPI (Mar. 2024) = 131.7762.

BankFinancial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 0.665 100.560 0.871
201409 0.662 100.428 0.869
201412 0.667 99.070 0.887
201503 0.646 99.621 0.855
201506 0.661 100.684 0.865
201509 0.669 100.392 0.878
201512 0.684 99.792 0.903
201603 0.696 100.470 0.913
201606 0.690 101.688 0.894
201609 0.718 101.861 0.929
201612 0.710 101.863 0.919
201703 0.731 102.862 0.936
201706 0.753 103.349 0.960
201709 0.779 104.136 0.986
201712 0.829 104.011 1.050
201803 0.812 105.290 1.016
201806 0.906 106.317 1.123
201809 0.837 106.507 1.036
201812 1.295 105.998 1.610
201903 0.916 107.251 1.125
201906 0.939 108.070 1.145
201909 0.957 108.329 1.164
201912 0.931 108.420 1.132
202003 0.879 108.902 1.064
202006 0.834 108.767 1.010
202009 0.826 109.815 0.991
202012 0.889 109.897 1.066
202103 0.804 111.754 0.948
202106 0.845 114.631 0.971
202109 0.904 115.734 1.029
202112 0.982 117.630 1.100
202203 0.925 121.301 1.005
202206 1.061 125.017 1.118
202209 1.165 125.227 1.226
202212 1.197 125.222 1.260
202303 1.130 127.348 1.169
202306 1.121 128.729 1.148
202309 1.128 129.860 1.145
202312 1.124 129.419 1.144
202403 1.128 131.776 1.128

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


BankFinancial  (NAS:BFIN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


BankFinancial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of BankFinancial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


BankFinancial (BankFinancial) Business Description

Traded in Other Exchanges
N/A
Address
60 North Frontage Road, Burr Ridge, IL, USA, 60527
BankFinancial Corp is the bank holding company of BankFinancial, F.S.B. The company is a full-service, national bank principally engaged in the business of commercial, family and personal banking. It offers customers a broad range of loan, deposit, trust and other financial products and services. The Bank offers customers a broad range of loan, deposit, trust and other financial products and services through all full-service banking offices located in Cook, DuPage, Lake and Will Counties, Illinois and through Internet Branch.
Executives
Aaron J O'connor other: Director - Affiliate 60 N FRONTAGE RD, STE 130, BURR RIDGE IL 60527
Debra Zukonik director 60 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Glen Wherfel other: Director of Affiliate 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
John G Manos officer: Regional President - Affiliate 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Thomas F Oneill director C/O HARMON & CRAVEN LLP, 488 MADISON AVE, NEW YORK NY 10022
John M Hausmann director 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
James J Brennan officer: EVP and Corporate Secretary 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Deutsch William J. Jr. officer: Leasing President - Affiliate 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
F Morgan Gasior director, officer: Chairman, CEO & President 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Terry R Wells director 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Paul A Cloutier officer: EVP & Chief Financial Officer 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Patricia Smith officer: EVP 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Gregg T Adams officer: EVP of Affiliate 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
Joseph A Schudt director 15W060 NORTH FRONTAGE ROAD, BURR RIDGE IL 60527
John W Palmer director C/O SECURITY FINANCIAL BANCORP INC, 9321 WICKER AVE, ST JOHN IN 46373