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Northeast Bank (STU:73K) Cyclically Adjusted Price-to-FCF : 20.28 (As of Jun. 09, 2024)


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What is Northeast Bank Cyclically Adjusted Price-to-FCF?

As of today (2024-06-09), Northeast Bank's current share price is €51.50. Northeast Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was €2.54. Northeast Bank's Cyclically Adjusted Price-to-FCF for today is 20.28.

The historical rank and industry rank for Northeast Bank's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

STU:73K' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 11.85   Med: 28.21   Max: 87.5
Current: 20.32

During the past years, Northeast Bank's highest Cyclically Adjusted Price-to-FCF was 87.50. The lowest was 11.85. And the median was 28.21.

STU:73K's Cyclically Adjusted Price-to-FCF is ranked worse than
90.71% of 829 companies
in the Banks industry
Industry Median: 7.33 vs STU:73K: 20.32

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Northeast Bank's adjusted free cash flow per share data for the three months ended in Mar. 2024 was €0.620. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €2.54 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Northeast Bank Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Northeast Bank's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Northeast Bank Cyclically Adjusted Price-to-FCF Chart

Northeast Bank Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.40 14.34 29.52 20.72 15.90

Northeast Bank Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.90 15.90 17.40 21.07 20.03

Competitive Comparison of Northeast Bank's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Northeast Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northeast Bank's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Northeast Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Northeast Bank's Cyclically Adjusted Price-to-FCF falls into.



Northeast Bank Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Northeast Bank's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=51.50/2.54
=20.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northeast Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Northeast Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.62/131.7762*131.7762
=0.620

Current CPI (Mar. 2024) = 131.7762.

Northeast Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -0.129 100.560 -0.169
201409 0.054 100.428 0.071
201412 0.141 99.070 0.188
201503 0.262 99.621 0.347
201506 1.369 100.684 1.792
201509 0.420 100.392 0.551
201512 0.667 99.792 0.881
201603 1.542 100.470 2.022
201606 -2.266 101.688 -2.936
201609 -0.064 101.861 -0.083
201612 0.432 101.863 0.559
201703 0.448 102.862 0.574
201706 2.559 103.349 3.263
201709 -0.489 104.136 -0.619
201712 0.508 104.011 0.644
201803 0.585 105.290 0.732
201806 1.095 106.317 1.357
201809 -0.381 106.507 -0.471
201812 0.923 105.998 1.147
201903 0.751 107.251 0.923
201906 0.498 108.070 0.607
201909 0.183 108.329 0.223
201912 1.130 108.420 1.373
202003 0.105 108.902 0.127
202006 0.070 108.767 0.085
202009 -0.074 109.815 -0.089
202012 -0.020 109.897 -0.024
202103 -14.055 111.754 -16.573
202106 14.716 114.631 16.917
202109 0.553 115.734 0.630
202112 2.379 117.630 2.665
202203 -0.471 121.301 -0.512
202206 0.810 125.017 0.854
202209 0.366 125.227 0.385
202212 1.469 125.222 1.546
202303 3.815 127.348 3.948
202306 1.630 128.729 1.669
202309 -0.708 129.860 -0.718
202312 0.246 129.419 0.250
202403 0.620 131.776 0.620

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Northeast Bank  (STU:73K) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Northeast Bank Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Northeast Bank's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Northeast Bank (STU:73K) Business Description

Industry
Traded in Other Exchanges
Address
27 Pearl Street, Portland, ME, USA, 04101
Northeast Bank provides banking and financial services to individual and corporate customers in the US. The firm conducts its loan-related activities through three primary channels: the Community Banking Division, the Loan Acquisition and Servicing Group, and the Small Business Administration Division. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, consumer loans and small business administration loans. The firm also provides telephone banking, online banking, mobile banking, and remote deposit capture services. The revenue of the company is derived primarily from interest and dividends from the bank.

Northeast Bank (STU:73K) Headlines

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