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S&T Bancorp (S&T Bancorp) Cyclically Adjusted Price-to-FCF : 7.66 (As of Jun. 09, 2024)


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What is S&T Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-06-09), S&T Bancorp's current share price is $31.16. S&T Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $4.07. S&T Bancorp's Cyclically Adjusted Price-to-FCF for today is 7.66.

The historical rank and industry rank for S&T Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

STBA' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.09   Med: 10.02   Max: 16.5
Current: 7.66

During the past years, S&T Bancorp's highest Cyclically Adjusted Price-to-FCF was 16.50. The lowest was 6.09. And the median was 10.02.

STBA's Cyclically Adjusted Price-to-FCF is ranked worse than
53.44% of 829 companies
in the Banks industry
Industry Median: 7.33 vs STBA: 7.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

S&T Bancorp's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $1.190. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $4.07 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


S&T Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for S&T Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

S&T Bancorp Cyclically Adjusted Price-to-FCF Chart

S&T Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.07 8.64 9.49 9.03 8.41

S&T Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.07 6.99 6.83 8.41 7.89

Competitive Comparison of S&T Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, S&T Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


S&T Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, S&T Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where S&T Bancorp's Cyclically Adjusted Price-to-FCF falls into.



S&T Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

S&T Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=31.16/4.07
=7.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

S&T Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, S&T Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.19/131.7762*131.7762
=1.190

Current CPI (Mar. 2024) = 131.7762.

S&T Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 0.678 100.560 0.888
201409 0.444 100.428 0.583
201412 0.598 99.070 0.795
201503 0.590 99.621 0.780
201506 0.124 100.684 0.162
201509 1.013 100.392 1.330
201512 -0.070 99.792 -0.092
201603 0.725 100.470 0.951
201606 0.502 101.688 0.651
201609 0.777 101.861 1.005
201612 0.676 101.863 0.875
201703 0.847 102.862 1.085
201706 0.560 103.349 0.714
201709 0.878 104.136 1.111
201712 0.856 104.011 1.085
201803 1.071 105.290 1.340
201806 0.748 106.317 0.927
201809 0.542 106.507 0.671
201812 1.170 105.998 1.455
201903 0.831 107.251 1.021
201906 0.808 108.070 0.985
201909 0.948 108.329 1.153
201912 1.242 108.420 1.510
202003 -1.559 108.902 -1.886
202006 0.691 108.767 0.837
202009 0.693 109.815 0.832
202012 1.372 109.897 1.645
202103 2.286 111.754 2.696
202106 0.946 114.631 1.087
202109 1.114 115.734 1.268
202112 1.065 117.630 1.193
202203 2.193 121.301 2.382
202206 1.683 125.017 1.774
202209 1.299 125.227 1.367
202212 0.880 125.222 0.926
202303 1.097 127.348 1.135
202306 0.834 128.729 0.854
202309 1.360 129.860 1.380
202312 0.994 129.419 1.012
202403 1.190 131.776 1.190

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


S&T Bancorp  (NAS:STBA) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


S&T Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of S&T Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


S&T Bancorp (S&T Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
800 Philadelphia Street, Indiana, PA, USA, 15701
S&T Bancorp Inc is a bank holding company. The company operates in five markets including Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio and Upstate New York. It has one reporting unit, Community Banking. The company provides financial services with retail and commercial banking products, cash management services, trust and brokerage services. The company earns revenue from interest on loans and securities and fees charged for financial services provided to its customers.
Executives
Adkins Lewis W Jr director 800 PHILADELPHIA STREET, INDIANA PA 15701
Jeffrey D Grube director C/O S&T BANK ACCOUNTING DEPT, P O BOX 190, INDIANA PA 15701
Rachel Lynn Smydo officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
James Arvo Michie officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
William J Hieb director 800 PHILADELPHIA STREET, INDIANA PA 15701
Susan A Nicholson officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
Christopher J. Mccomish director, officer: Chief Executive Officer 800 PHILADELPHIA STREET, INDIANA PA 15701
Peter Richard Barsz director 800 PHILADELPHIA STREET, INDIANA PA 15701
James Thomas Gibson director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Christina Anne Cassotis director 800 PHILADELPHIA STREET, INDIANA PA 15701
Christine J Olson director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
David G Antolik officer: EXECUTIVE VICE PRESIDENT C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Jerry Delmar Hostetter director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA STREET, INDIANA PA 15701
Carroll Charles Benner Jr officer: Executive Vice President 1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Brian Richard Dobis officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701

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