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SB Financial Group (SB Financial Group) Cyclically Adjusted Price-to-FCF : 6.47 (As of Jun. 09, 2024)


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What is SB Financial Group Cyclically Adjusted Price-to-FCF?

As of today (2024-06-09), SB Financial Group's current share price is $13.84. SB Financial Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $2.14. SB Financial Group's Cyclically Adjusted Price-to-FCF for today is 6.47.

The historical rank and industry rank for SB Financial Group's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

SBFG' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.49   Med: 10.17   Max: 23.92
Current: 6.45

During the past years, SB Financial Group's highest Cyclically Adjusted Price-to-FCF was 23.92. The lowest was 5.49. And the median was 10.17.

SBFG's Cyclically Adjusted Price-to-FCF is ranked better than
57.42% of 829 companies
in the Banks industry
Industry Median: 7.33 vs SBFG: 6.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

SB Financial Group's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $0.022. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.14 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


SB Financial Group Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for SB Financial Group's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SB Financial Group Cyclically Adjusted Price-to-FCF Chart

SB Financial Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.25 9.71 10.35 8.09 7.68

SB Financial Group Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.77 5.84 6.74 7.68 6.43

Competitive Comparison of SB Financial Group's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, SB Financial Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SB Financial Group's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SB Financial Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where SB Financial Group's Cyclically Adjusted Price-to-FCF falls into.



SB Financial Group Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

SB Financial Group's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=13.84/2.14
=6.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SB Financial Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, SB Financial Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.022/131.7762*131.7762
=0.022

Current CPI (Mar. 2024) = 131.7762.

SB Financial Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 0.122 100.560 0.160
201409 0.506 100.428 0.664
201412 0.751 99.070 0.999
201503 -0.454 99.621 -0.601
201506 -0.012 100.684 -0.016
201509 0.536 100.392 0.704
201512 0.139 99.792 0.184
201603 0.444 100.470 0.582
201606 0.108 101.688 0.140
201609 0.630 101.861 0.815
201612 0.669 101.863 0.865
201703 -0.081 102.862 -0.104
201706 -0.336 103.349 -0.428
201709 0.514 104.136 0.650
201712 0.822 104.011 1.041
201803 0.398 105.290 0.498
201806 0.947 106.317 1.174
201809 -0.639 106.507 -0.791
201812 0.754 105.998 0.937
201903 0.429 107.251 0.527
201906 -0.430 108.070 -0.524
201909 0.194 108.329 0.236
201912 1.836 108.420 2.232
202003 -0.655 108.902 -0.793
202006 0.545 108.767 0.660
202009 0.590 109.815 0.708
202012 2.323 109.897 2.785
202103 -0.136 111.754 -0.160
202106 0.171 114.631 0.197
202109 0.527 115.734 0.600
202112 1.800 117.630 2.016
202203 -0.265 121.301 -0.288
202206 0.634 125.017 0.668
202209 1.259 125.227 1.325
202212 1.734 125.222 1.825
202303 -0.639 127.348 -0.661
202306 0.442 128.729 0.452
202309 1.143 129.860 1.160
202312 0.965 129.419 0.983
202403 0.022 131.776 0.022

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


SB Financial Group  (NAS:SBFG) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


SB Financial Group Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of SB Financial Group's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


SB Financial Group (SB Financial Group) Business Description

Industry
Traded in Other Exchanges
N/A
Address
401 Clinton Street, P.O. Box 467, Defiance, OH, USA, 43512
SB Financial Group Inc operates as a Holding Company of State Bank and RDSI/DCM. Its activities involve commercial banking, trust, and financial services. It offers a full-range of financial services for consumers and small businesses, including trust services, mortgage banking, wealth management services, commercial and agricultural lending. It accepts deposits, such as checking accounts, savings accounts, money market accounts, demand deposits, and time certificates of deposit. It earns revenue in the form of interest income.
Executives
Timothy J. Stolly director 700 BLUFF OAK TRAIL, LIMA OH 45807
Timothy L. Claxton director 327 BAROUCHE PL., FORT WAYNE IN 46845
Mark A Klein officer: CHAIRMAN, PRESIDENT & CEO 225 KETTENRING DRIVE, DEFIANCE OH 43512
William G Martin director 136 DEERFIELD CIRCLE, BRYAN OH 43506
Richard L Hardgrove director 1959 MARBLE CLIFF CROSSING CT., COLUMBUS OH 43204
Steven A. Walz officer: EVP OF SUBSIDIARY 324 NORTHWOOD DR., DEFIANCE OH 43512
George W Carter director 15316 RD 168, PO BOX 322, PAULDING OH 45879
Anthony Van Cosentino officer: EVP OF SUBSIDIARY 1600 BRIDGEWOOD COURT, DEFIANCE OH 43512
David A. Homoelle officer: REGIONAL PRESIDENT OF SUBSIDIA 903 GATEHOUSE LANE, COLUMBUS OH 43235
Keeta Jane Diller officer: EVP OF SUBSIDIARY 13801 FRUIT RIDGE ROAD, DEFIANCE OH 43512
Gaytan Garcia Juan Ernesto officer: EVP OF SUBSIDIARY 2103 SOUTH BROOKHILL LANE, CANTON MI 48188
Rita A Kissner director 135 BIEDE PLACE, DEFIANCE OH 43512
Tom R Helberg director 30600 N. PIMA RD., UNIT 50, SCOTTSDALE AZ 85266
Jonathan R. Gathman other: EVP OF SUBSIDIARY 703 BURNING TREE DRIVE, DEFIANCE OH 43512
Fawcett Jr Robert A director 172 EASTOWNE DRIVE, OTTAWA OH 45875