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Navient (LTS:0K5R) Cyclically Adjusted Price-to-FCF : 2.15 (As of May. 31, 2024)


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What is Navient Cyclically Adjusted Price-to-FCF?

As of today (2024-05-31), Navient's current share price is $14.9212. Navient's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $6.93. Navient's Cyclically Adjusted Price-to-FCF for today is 2.15.

The historical rank and industry rank for Navient's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

LTS:0K5R' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.85   Med: 3.33   Max: 3.83
Current: 2.85

During the past years, Navient's highest Cyclically Adjusted Price-to-FCF was 3.83. The lowest was 2.85. And the median was 3.33.

LTS:0K5R's Cyclically Adjusted Price-to-FCF is ranked better than
81.73% of 104 companies
in the Credit Services industry
Industry Median: 9.895 vs LTS:0K5R: 2.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Navient's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $1.596. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $6.93 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Navient Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Navient's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navient Cyclically Adjusted Price-to-FCF Chart

Navient Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 3.31 3.66

Navient Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.19 3.70 3.43 3.66 3.36

Competitive Comparison of Navient's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Navient's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Navient's Cyclically Adjusted Price-to-FCF falls into.



Navient Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Navient's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=14.9212/6.93
=2.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navient's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Navient's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.596/131.7762*131.7762
=1.596

Current CPI (Mar. 2024) = 131.7762.

Navient Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 1.291 100.560 1.692
201409 1.187 100.428 1.558
201412 0.119 99.070 0.158
201503 1.232 99.621 1.630
201506 1.437 100.684 1.881
201509 1.077 100.392 1.414
201512 1.249 99.792 1.649
201603 0.997 100.470 1.308
201606 1.308 101.688 1.695
201609 1.085 101.861 1.404
201612 0.774 101.863 1.001
201703 1.206 102.862 1.545
201706 0.958 103.349 1.222
201709 1.036 104.136 1.311
201712 0.907 104.011 1.149
201803 1.056 105.290 1.322
201806 0.736 106.317 0.912
201809 0.655 106.507 0.810
201812 1.902 105.998 2.365
201903 0.761 107.251 0.935
201906 1.403 108.070 1.711
201909 1.355 108.329 1.648
201912 0.862 108.420 1.048
202003 2.265 108.902 2.741
202006 0.728 108.767 0.882
202009 1.139 109.815 1.367
202012 0.905 109.897 1.085
202103 0.968 111.754 1.141
202106 0.875 114.631 1.006
202109 1.204 115.734 1.371
202112 1.050 117.630 1.176
202203 -0.712 121.301 -0.773
202206 0.946 125.017 0.997
202209 0.482 125.227 0.507
202212 1.533 125.222 1.613
202303 1.115 127.348 1.154
202306 0.792 128.729 0.811
202309 1.008 129.860 1.023
202312 2.650 129.419 2.698
202403 1.596 131.776 1.596

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Navient  (LTS:0K5R) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Navient Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Navient's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Navient (LTS:0K5R) Business Description

Industry
Traded in Other Exchanges
Address
123 Justison Street, Wilmington, DE, USA, 19801
Navient Corp is a financial services company that provides education loan management and business processing services to education, healthcare, and government clients at the federal, state, and local levels. The company operates in Delaware, western New York, northern Pennsylvania, Indiana, Tennessee, Texas, and Virginia, among other locations. The company has three primary reportable business segments: Federal Education Loans, Consumer Lending and Business Processing. The company's fourth and other segment relates to financial results of the company's holding company, including activities related to repurchases of debt, corporate liquidity portfolio, and unallocated overhead and regulatory-related costs.

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