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Intercorp Financial Services (LIM:IFS) Cyclically Adjusted Price-to-FCF : 3.19 (As of Jun. 08, 2024)


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What is Intercorp Financial Services Cyclically Adjusted Price-to-FCF?

As of today (2024-06-08), Intercorp Financial Services's current share price is $22.72. Intercorp Financial Services's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $7.12. Intercorp Financial Services's Cyclically Adjusted Price-to-FCF for today is 3.19.

The historical rank and industry rank for Intercorp Financial Services's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

LIM:IFS' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.44   Med: 3.4   Max: 5.11
Current: 3.19

During the past years, Intercorp Financial Services's highest Cyclically Adjusted Price-to-FCF was 5.11. The lowest was 2.44. And the median was 3.40.

LIM:IFS's Cyclically Adjusted Price-to-FCF is ranked better than
79.3% of 826 companies
in the Banks industry
Industry Median: 7.32 vs LIM:IFS: 3.19

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Intercorp Financial Services's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $5.778. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $7.12 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intercorp Financial Services Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Intercorp Financial Services's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Intercorp Financial Services Cyclically Adjusted Price-to-FCF Chart

Intercorp Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 4.32 3.74 3.51 3.28

Intercorp Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.28 3.49 3.24 3.28 3.40

Competitive Comparison of Intercorp Financial Services's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Intercorp Financial Services's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intercorp Financial Services's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Intercorp Financial Services's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Intercorp Financial Services's Cyclically Adjusted Price-to-FCF falls into.



Intercorp Financial Services Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Intercorp Financial Services's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=22.72/7.12
=3.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intercorp Financial Services's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Intercorp Financial Services's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=5.778/131.7762*131.7762
=5.778

Current CPI (Mar. 2024) = 131.7762.

Intercorp Financial Services Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -4.594 100.560 -6.020
201409 0.584 100.428 0.766
201412 3.249 99.070 4.322
201503 3.302 99.621 4.368
201506 -4.501 100.684 -5.891
201509 5.884 100.392 7.723
201512 6.157 99.792 8.130
201603 -1.229 100.470 -1.612
201606 -5.274 101.688 -6.835
201609 7.401 101.861 9.575
201612 2.057 101.863 2.661
201703 -5.641 102.862 -7.227
201706 2.884 103.349 3.677
201709 2.668 104.136 3.376
201712 7.997 104.011 10.132
201803 -5.349 105.290 -6.695
201806 -4.258 106.317 -5.278
201809 -1.339 106.507 -1.657
201812 5.486 105.998 6.820
201903 1.766 107.251 2.170
201906 1.941 108.070 2.367
201909 -3.008 108.329 -3.659
201912 2.795 108.420 3.397
202003 2.607 108.902 3.155
202006 14.332 108.767 17.364
202009 7.163 109.815 8.595
202012 5.343 109.897 6.407
202103 4.677 111.754 5.515
202106 0.295 114.631 0.339
202109 3.008 115.734 3.425
202112 -5.466 117.630 -6.123
202203 -4.428 121.301 -4.810
202206 0.293 125.017 0.309
202209 5.334 125.227 5.613
202212 -4.375 125.222 -4.604
202303 5.870 127.348 6.074
202306 -0.777 128.729 -0.795
202309 1.765 129.860 1.791
202312 -1.207 129.419 -1.229
202403 5.778 131.776 5.778

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Intercorp Financial Services  (LIM:IFS) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Intercorp Financial Services Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Intercorp Financial Services's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Intercorp Financial Services (LIM:IFS) Business Description

Traded in Other Exchanges
Address
Avenue Carlos Villaran 140, Urbanizacion Santa Catalina, La Victoria, Lima, PER, 13
Intercorp Financial Services Inc is a provider of financial services through banking, insurance, and wealth management businesses, as well as the recent integration of Izipay enhancing its payments ecosystem. The company has four operating segments; the Banking segment includes Mainly loans, credit facilities, deposits, and current accounts, the Insurance segment provides life annuity products with single-premium payment and conventional life insurance products and other retail insurance products, the Wealth management segment provides brokerage and investment management services, and Payments segment provides administration services, operation and processing of credit and debit cards. Its geographical segments include Peru and Panama.