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BayCom (FRA:B2J) Cyclically Adjusted Price-to-FCF : 14.00 (As of Jun. 07, 2024)


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What is BayCom Cyclically Adjusted Price-to-FCF?

As of today (2024-06-07), BayCom's current share price is €17.50. BayCom's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was €1.25. BayCom's Cyclically Adjusted Price-to-FCF for today is 14.00.

The historical rank and industry rank for BayCom's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

FRA:B2J' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 12.3   Med: 17.4   Max: 30.12
Current: 13.95

During the past years, BayCom's highest Cyclically Adjusted Price-to-FCF was 30.12. The lowest was 12.30. And the median was 17.40.

FRA:B2J's Cyclically Adjusted Price-to-FCF is ranked worse than
82.57% of 826 companies
in the Banks industry
Industry Median: 7.32 vs FRA:B2J: 13.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

BayCom's adjusted free cash flow per share data for the three months ended in Mar. 2024 was €0.314. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €1.25 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


BayCom Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for BayCom's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BayCom Cyclically Adjusted Price-to-FCF Chart

BayCom Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 24.96 16.38 17.28

BayCom Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.86 12.42 14.43 17.28 14.83

Competitive Comparison of BayCom's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, BayCom's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BayCom's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BayCom's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where BayCom's Cyclically Adjusted Price-to-FCF falls into.



BayCom Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

BayCom's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=17.50/1.25
=14.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayCom's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, BayCom's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.314/131.7762*131.7762
=0.314

Current CPI (Mar. 2024) = 131.7762.

BayCom Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200706 0.000 87.906 0.000
200709 0.000 87.964 0.000
200712 0.000 88.616 0.000
200803 0.000 90.090 0.000
200812 0.000 88.697 0.000
201312 0.000 98.326 0.000
201409 0.000 100.428 0.000
201412 0.000 99.070 0.000
201509 0.000 100.392 0.000
201512 0.000 99.792 0.000
201612 0.000 101.863 0.000
201703 -1.789 102.862 -2.292
201706 1.221 103.349 1.557
201709 0.441 104.136 0.558
201712 0.801 104.011 1.015
201803 0.532 105.290 0.666
201806 -0.187 106.317 -0.232
201809 -0.137 106.507 -0.170
201812 0.331 105.998 0.411
201903 -0.050 107.251 -0.061
201906 0.194 108.070 0.237
201909 0.210 108.329 0.255
201912 0.062 108.420 0.075
202003 -0.279 108.902 -0.338
202006 0.273 108.767 0.331
202009 0.243 109.815 0.292
202012 0.247 109.897 0.296
202103 0.019 111.754 0.022
202106 0.573 114.631 0.659
202109 -0.276 115.734 -0.314
202112 0.399 117.630 0.447
202203 0.192 121.301 0.209
202206 0.592 125.017 0.624
202209 0.910 125.227 0.958
202212 1.138 125.222 1.198
202303 0.591 127.348 0.612
202306 0.874 128.729 0.895
202309 0.164 129.860 0.166
202312 0.554 129.419 0.564
202403 0.314 131.776 0.314

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


BayCom  (FRA:B2J) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


BayCom Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of BayCom's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


BayCom (FRA:B2J) Business Description

Industry
Traded in Other Exchanges
Address
500 Ygnacio Valley Road, Suite 200, Walnut Creek, CA, USA, 94596
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services.

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