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Southern Connecticut Bancorp (Southern Connecticut Bancorp) Cyclically Adjusted Price-to-FCF : (As of Jun. 10, 2024)


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What is Southern Connecticut Bancorp Cyclically Adjusted Price-to-FCF?

Shiller PE for Stocks: The True Measure of Stock Valuation


Southern Connecticut Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Southern Connecticut Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Southern Connecticut Bancorp Cyclically Adjusted Price-to-FCF Chart

Southern Connecticut Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12
Cyclically Adjusted Price-to-FCF
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Southern Connecticut Bancorp Quarterly Data
Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13
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Competitive Comparison of Southern Connecticut Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Southern Connecticut Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Connecticut Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southern Connecticut Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Southern Connecticut Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Southern Connecticut Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Southern Connecticut Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2013 is calculated as:

For example, Southern Connecticut Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2013 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2013 (Change)*Current CPI (Mar. 2013)
=0.702/98.2094*98.2094
=0.702

Current CPI (Mar. 2013) = 98.2094.

Southern Connecticut Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200306 0.310 77.505 0.393
200309 -0.552 78.138 -0.694
200312 -0.035 77.758 -0.044
200403 -0.092 79.066 -0.114
200406 0.121 80.037 0.148
200409 -0.062 80.121 -0.076
200412 0.080 80.290 0.098
200503 -0.347 81.555 -0.418
200506 0.045 82.062 0.054
200509 0.354 83.876 0.414
200512 -0.089 83.032 -0.105
200603 0.073 84.298 0.085
200606 -0.020 85.606 -0.023
200609 0.128 85.606 0.147
200612 0.066 85.142 0.076
200703 0.092 86.640 0.104
200706 0.033 87.906 0.037
200709 0.152 87.964 0.170
200712 0.067 88.616 0.074
200803 0.042 90.090 0.046
200806 -0.219 92.320 -0.233
200809 -0.040 92.307 -0.043
200812 0.016 88.697 0.018
200903 -0.032 89.744 -0.035
200906 -0.077 91.003 -0.083
200909 -0.081 91.120 -0.087
200912 -0.223 91.111 -0.240
201003 -0.025 91.821 -0.027
201006 0.041 91.962 0.044
201009 0.009 92.162 0.010
201012 0.319 92.474 0.339
201103 0.026 94.283 0.027
201106 0.079 95.235 0.081
201109 0.053 95.727 0.054
201112 0.049 95.213 0.051
201203 0.057 96.783 0.058
201206 0.235 96.819 0.238
201209 0.047 97.633 0.047
201212 0.131 96.871 0.133
201303 0.702 98.209 0.702

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Southern Connecticut Bancorp  (DELISTED:SSE) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Southern Connecticut Bancorp Cyclically Adjusted Price-to-FCF Related Terms

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Southern Connecticut Bancorp (Southern Connecticut Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
Website
Southern Connecticut Bancorp, Inc., a Connecticut corporation was incorporated on November 8, 2000. It is a bank holding company The Company owns 100% of the capital stock of The Bank of Southern Connecticut (the 'Bank'), a Connecticut-chartered bank. The Bank operates branches at four locations, including downtown New Haven, the Amity/Westville section of New Haven, Branford and North Haven. It focuses on serving the banking needs of small to medium-sized businesses, professionals and professional corporations, and their owners and employees in the Greater New Haven Market. The Bank offers loans to businesses and individuals in its service area, including commercial and business loans, industrial loans, personal loans, commercial and home mortgage loans, home equity loans and automobile loans. The Bank has attracted a base of core deposits, including interest bearing and non-interest bearing checking accounts, money market accounts, savings accounts, sweep accounts, NOW accounts, repurchase agreements, and a variety of certificates of deposits and IRA accounts. The primary sources of deposits have been and are expected to continue to be small to medium-sized businesses, professionals (lawyers, doctors, accountants, etc.) and professional corporations, and their owners and employees. The Bank obtains these deposits through personal solicitation by its officers and directors, outside programs and advertisements published and/or broadcasted in the local media. It offers internet-banking services to its customers, including commercial cash management services and personal banking services. The Bank offers remote deposit capture, which offers check deposit capabilities for customers from their place of business. It also offers drive-in teller services, automated teller services, wire transfer, lock box and safe deposit services. The Bank provides a range of other services and products, including cashier's checks, money orders, travelers' checks, bank-by-mail, direct deposit and U.S. Savings Bonds. It is associated with a shared network of automated teller machines that its customers are able to use throughout Connecticut and other regions. The Company operates in a heavily regulated industry and is subject to increasing regulatory review and scrutiny from the Federal Reserve Board, the Connecticut Banking Commissioner, and the FDIC. There are numerous banks and other financial institutions serving the Greater New Haven Market posing significant competition to attract deposits and loans. The Banks and bank holding companies are extensively regulated under both federal and state law.

Southern Connecticut Bancorp (Southern Connecticut Bancorp) Headlines

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