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Carver Bancorp (Carver Bancorp) Cyclically Adjusted Price-to-FCF : (As of May. 20, 2024)


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What is Carver Bancorp Cyclically Adjusted Price-to-FCF?

Shiller PE for Stocks: The True Measure of Stock Valuation


Carver Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Carver Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Carver Bancorp Cyclically Adjusted Price-to-FCF Chart

Carver Bancorp Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.17 1.01 7.50 533.98

Carver Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 154.32 533.98 168.17 - -

Competitive Comparison of Carver Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Carver Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carver Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Carver Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Carver Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Carver Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Carver Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Carver Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.503/129.4194*129.4194
=0.503

Current CPI (Dec. 2023) = 129.4194.

Carver Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.989 99.695 1.284
201406 0.777 100.560 1.000
201409 -0.666 100.428 -0.858
201412 -0.489 99.070 -0.639
201503 1.357 99.621 1.763
201506 0.161 100.684 0.207
201509 0.172 100.392 0.222
201512 -0.647 99.792 -0.839
201603 0.273 100.470 0.352
201606 0.183 101.688 0.233
201609 -0.791 101.861 -1.005
201612 0.446 101.863 0.567
201703 0.315 102.862 0.396
201706 -0.429 103.349 -0.537
201709 -0.577 104.136 -0.717
201712 -1.109 104.011 -1.380
201803 0.333 105.290 0.409
201806 -0.041 106.317 -0.050
201809 -1.331 106.507 -1.617
201812 -0.344 105.998 -0.420
201903 -1.432 107.251 -1.728
201906 0.992 108.070 1.188
201909 -0.788 108.329 -0.941
201912 0.131 108.420 0.156
202003 -0.691 108.902 -0.821
202006 4.182 108.767 4.976
202009 -4.130 109.815 -4.867
202012 -1.519 109.897 -1.789
202103 2.060 111.754 2.386
202106 -1.294 114.631 -1.461
202109 -0.083 115.734 -0.093
202112 0.040 117.630 0.044
202203 2.970 121.301 3.169
202206 -2.321 125.017 -2.403
202209 -0.038 125.227 -0.039
202212 0.225 125.222 0.233
202303 -0.401 127.348 -0.408
202306 -0.395 128.729 -0.397
202309 -1.122 129.860 -1.118
202312 0.503 129.419 0.503

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Carver Bancorp  (NAS:CARV) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Carver Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Carver Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Carver Bancorp (Carver Bancorp) Business Description

Industry
Traded in Other Exchanges
Address
75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
Executives
Isaac Torres officer: SVP and GC 75 WEST 125TH STREET, NEW YORK NY 10027
Craig C Mackay director 75 WEST 125TH STREET, NEW YORK NY 10027
Robin L Nunn director 75 WEST 125TH STREET, NEW YORK NY 10027
Christina L Maier officer: CFO C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
Sophia Haliotis officer: SVP and CCO 75 WEST 125TH STREET, NEW YORK NY 10027
Michael T. Pugh officer: President & COO CARVER BANCORP, INC., 75 WEST 125TH STREET, NEW YORK NY 10027
Jones Lewis P. Iii director 75 WEST 125TH STREET, NEW YORK NY 10027
Steven Bussey director 75 WEST 125TH STREET, NEW YORK NY 10027
Jillian E Joseph director 75 WEST 125TH STREET, NEW YORK NY 10027
Robert W Mooney director 75 WEST 125TH STREET, NEW YORK NY 10027
Thomas K Ritter director 120 CAMBRIDGE AVENUE, LINWOOD NJ 08221
Deborah C Wright director, officer: President & CEO CARVER BANCORP, INC, 75 W. 125TH STREET, NEW YORK NY 10027
Ingrid Lamae Dejongh director 75 W. 125TH STREET, NEW YORK NY 10027
Grannum Colvin director 75 WEST 125TH STREET, NEW YORK NY 10027
Kenneth Knuckles director 75 WEST 125TH STREET, NEW YORK NY 10027