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Dimeco (Dimeco) Cyclically Adjusted Book per Share : $33.03 (As of Mar. 2024)


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What is Dimeco Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Dimeco's adjusted book value per share for the three months ended in Mar. 2024 was $39.071. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $33.03 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Dimeco's average Cyclically Adjusted Book Growth Rate was 11.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Dimeco was 13.20% per year. The lowest was 4.30% per year. And the median was 7.65% per year.

As of today (2024-06-09), Dimeco's current stock price is $35.75. Dimeco's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $33.03. Dimeco's Cyclically Adjusted PB Ratio of today is 1.08.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dimeco was 2.54. The lowest was 1.03. And the median was 1.57.


Dimeco Cyclically Adjusted Book per Share Historical Data

The historical data trend for Dimeco's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Dimeco Cyclically Adjusted Book per Share Chart

Dimeco Annual Data
Trend Dec11 Dec12 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 23.10 26.34 29.76 31.99

Dimeco Quarterly Data
Sep12 Dec12 Dec16 Dec17 Dec18 Dec19 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.76 30.69 31.65 31.99 33.03

Competitive Comparison of Dimeco's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Dimeco's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dimeco's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Dimeco's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dimeco's Cyclically Adjusted PB Ratio falls into.



Dimeco Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dimeco's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book= Book Value per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=39.071/131.7762*131.7762
=39.071

Current CPI (Mar. 2024) = 131.7762.

Dimeco Quarterly Data

Book Value per Share CPI Adj_Book
200709 16.341 87.964 24.480
200712 17.477 88.616 25.989
200803 17.788 90.090 26.019
200806 18.158 92.320 25.918
200809 18.360 92.307 26.211
200812 19.015 88.697 28.250
200903 19.183 89.744 28.167
200906 19.483 91.003 28.212
200909 19.951 91.120 28.853
200912 20.138 91.111 29.126
201003 20.213 91.821 29.009
201006 20.563 91.962 29.466
201009 20.976 92.162 29.992
201012 21.140 92.474 30.125
201103 21.479 94.283 30.020
201106 22.176 95.235 30.685
201109 22.640 95.727 31.166
201112 22.963 95.213 31.781
201203 23.392 96.783 31.850
201206 23.954 96.819 32.603
201209 24.200 97.633 32.663
201212 24.567 96.871 33.419
201612 0.000 101.863 0.000
201712 29.838 104.011 37.803
201812 31.973 105.998 39.749
201912 0.000 108.420 0.000
202009 0.000 109.815 0.000
202012 38.063 109.897 45.641
202103 0.000 111.754 0.000
202106 0.000 114.631 0.000
202109 39.595 115.734 45.083
202112 39.609 117.630 44.373
202203 36.736 121.301 39.908
202206 34.463 125.017 36.326
202209 33.191 125.227 34.927
202212 34.451 125.222 36.254
202303 36.268 127.348 37.529
202309 35.100 129.860 35.618
202312 38.900 129.419 39.608
202403 39.071 131.776 39.071

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Dimeco  (OTCPK:DIMC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dimeco's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=35.75/33.03
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dimeco was 2.54. The lowest was 1.03. And the median was 1.57.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Dimeco Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Dimeco's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Dimeco (Dimeco) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Dimeco Inc (OTCPK:DIMC) » Definitions » Cyclically Adjusted Book per Share
Traded in Other Exchanges
N/A
Address
820 Church Street, P.O Box 509, Honesdale, PA, USA, 18431
Dimeco Inc is a United States-based holding company. It provides a range of lending, depository, and financial services to individuals and small to medium-sized businesses. The bank offers an array of financial services and solutions ranging from traditional products to electronic banking, and wealth management services. It also offers personal banking services, business banking services, loans, and credit facilities and others.
Executives
Henry M Skier director
Todd J Stephens director 820 CHURCH STREET, HONESDALE PA 18431
Gary C Beilman officer: Chief Executive Officer
Robert E Genirs director
Pete Bochnovich officer: Vice President
Barbara J Genzlinger director
John F Spall director
William E Schwarz director
Thomas A Peifer director
Maureen H Beilman officer: Chief Financial Officer
John S Kiesendahl director
Joseph J Murray officer: President

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