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Muncy Columbia Financial (Muncy Columbia Financial) Cyclically Adjusted Book per Share : $49.22 (As of Mar. 2024)


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What is Muncy Columbia Financial Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Muncy Columbia Financial's adjusted book value per share for the three months ended in Mar. 2024 was $43.351. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $49.22 for the trailing ten years ended in Mar. 2024.

During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.20% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Muncy Columbia Financial was 11.20% per year. The lowest was 3.30% per year. And the median was 4.95% per year.

As of today (2024-06-08), Muncy Columbia Financial's current stock price is $32.99. Muncy Columbia Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $49.22. Muncy Columbia Financial's Cyclically Adjusted PB Ratio of today is 0.67.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Muncy Columbia Financial was 1.57. The lowest was 0.60. And the median was 1.25.


Muncy Columbia Financial Cyclically Adjusted Book per Share Historical Data

The historical data trend for Muncy Columbia Financial's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Muncy Columbia Financial Cyclically Adjusted Book per Share Chart

Muncy Columbia Financial Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec22 Dec23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.85 35.74 37.82 46.56 48.35

Muncy Columbia Financial Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Sep19 Sep20 Sep21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 48.07 48.48 48.35 49.22

Competitive Comparison of Muncy Columbia Financial's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Muncy Columbia Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muncy Columbia Financial's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Muncy Columbia Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Muncy Columbia Financial's Cyclically Adjusted PB Ratio falls into.



Muncy Columbia Financial Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Muncy Columbia Financial's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book= Book Value per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=43.351/131.7762*131.7762
=43.351

Current CPI (Mar. 2024) = 131.7762.

Muncy Columbia Financial Quarterly Data

Book Value per Share CPI Adj_Book
201109 31.900 95.727 43.913
201112 32.284 95.213 44.681
201203 32.747 96.783 44.587
201206 33.311 96.819 45.338
201209 33.867 97.633 45.711
201212 34.101 96.871 46.388
201303 34.486 98.209 46.273
201306 34.288 98.518 45.863
201309 34.295 98.790 45.746
201312 34.708 98.326 46.516
201403 0.000 99.695 0.000
201409 0.000 100.428 0.000
201412 36.995 99.070 49.208
201503 37.572 99.621 49.699
201506 0.000 100.684 0.000
201509 38.356 100.392 50.347
201512 38.664 99.792 51.056
201603 39.120 100.470 51.309
201606 39.754 101.688 51.517
201609 0.000 101.861 0.000
201612 40.417 101.863 52.286
201703 40.827 102.862 52.303
201706 0.000 103.349 0.000
201709 42.270 104.136 53.490
201712 42.052 104.011 53.278
201803 41.964 105.290 52.520
201806 42.478 106.317 52.650
201809 42.971 106.507 53.166
201812 43.899 105.998 54.575
201909 46.851 108.329 56.991
202009 49.651 109.815 59.580
202109 50.586 115.734 57.598
202206 0.000 125.017 0.000
202209 0.000 125.227 0.000
202212 41.358 125.222 43.523
202303 0.000 127.348 0.000
202306 43.431 128.729 44.459
202309 42.498 129.860 43.125
202312 43.085 129.419 43.870
202403 43.351 131.776 43.351

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Muncy Columbia Financial  (OTCPK:CCFN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Muncy Columbia Financial's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=32.99/49.22
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Muncy Columbia Financial was 1.57. The lowest was 0.60. And the median was 1.25.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Muncy Columbia Financial Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Muncy Columbia Financial's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Muncy Columbia Financial (Muncy Columbia Financial) Business Description

Traded in Other Exchanges
N/A
Address
232 East Street, P.O. Box 240, Bloomsburg, PA, USA, 17815
Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, serving individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, Northumberland, Sullivan and Clinton Counties through 22 banking offices.
Executives
Robert W Dillon director PO BOX 180, BLOOMSBURG PA 17815
Kile Willard H Jr director
Charles B Pursel director 120 WEST MAIN STREET, BLOOMSBURG PA 17815
P Jeffrey Hill director 2204 SHASTA DRIVE, BLOOMSBURG PA 17815
Jeffrey Thomas Arnold officer: Treasurer, CFO 1414 BRUSHY RIDGE ROAD, MONTOURSVILLE PA 17754
Gittler William F Jr director PMB 288, SUITE 1, 150 EAST NINTH ST., BLOOMSBURG PA 17815
Paul K Page officer: Senior Vice President 11 WEST MAIN STREET, BLOOMSBURG PA 17815
Shirley K Alters officer: Senior Vice President & CFO 19 APPLE LANE, BLOOMSBURG PA 17815
Steven H Shannon director PO BOX 803, BLOOMSBURG PA 17815
Glenn E Halterman director 1417 TREELINE DRIVE, BLOOMSBURG PA 17815
Naugle Mary Ann B director 68 VISTA ROAD, BERWICK PA 18603
Joanne I Keenan director 2 BITTERSWEET DRIVE, BLOOMSBURG PA 17815
Andrew B Pruden director THE INN AT TURKEY HILL, 991 CENTRAL ROAD, BLOOMSBURG PA 17815
Harding Elwood R Jr director
Mcmichael W Bruce Jr director 83 DEER PATH DR, BERWICK PA 18603

Muncy Columbia Financial (Muncy Columbia Financial) Headlines

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