Eagle Bancorp Montana (Eagle Bancorp Montana) Cash-to-Debt : 0.11 (As of Dec. 2023)

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What is Eagle Bancorp Montana Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Eagle Bancorp Montana's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.11.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Eagle Bancorp Montana couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Eagle Bancorp Montana's Cash-to-Debt or its related term are showing as below:

EBMT' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.11 Max: 1.57
Current: 0.09

During the past 13 years, Eagle Bancorp Montana's highest Cash to Debt Ratio was 1.57. The lowest was 0.07. And the median was 0.11.

EBMT's Cash-to-Debt is ranked worse than
94.03% of 1424 companies
in the Banks industry
Industry Median: 1.295 vs EBMT: 0.09

Eagle Bancorp Montana Cash-to-Debt Historical Data

The historical data trend for Eagle Bancorp Montana's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Eagle Bancorp Montana Cash-to-Debt Chart

Eagle Bancorp Montana Annual Data

Trend

Jun14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

Get a 7-Day Free Trial

0.20

1.33

1.57

0.17

0.11

Eagle Bancorp Montana Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial															0.11	0.09	0.08	0.11	0.09

Competitive Comparison of Eagle Bancorp Montana's Cash-to-Debt

For the Banks - Regional subindustry, Eagle Bancorp Montana's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eagle Bancorp Montana's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp Montana's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp Montana's Cash-to-Debt falls into.

Eagle Bancorp Montana Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Eagle Bancorp Montana's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	24.545	/	(0	+	234.736)
	=	0.10

Eagle Bancorp Montana's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	24.545	/	(0	+	234.736)
	=	0.10

Eagle Bancorp Montana (NAS:EBMT) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Eagle Bancorp Montana Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Eagle Bancorp Montana's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Eagle Bancorp Montana (Eagle Bancorp Montana) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eagle Bancorp Montana Inc (NAS:EBMT) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

8F5:Germany

Address

1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59601

Website

https://www.opportunitybank.com

Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts.

Executives

Thomas J Mccarvel	director	1400 PROSPECT AVE, HELENA MT 59601
Kenneth M Walsh	director	1400 PROSPECT AVE., HELENA MT 59601
Laura Clark	officer: SVP/CFO	1400 PROSPECT AVENUE, HELENA MT 59601
Peter Joseph Johnson	director, officer: President & CEO	1400 PROSPECT AVE, HELENA MT 59601
Cynthia A Utterback	director	1400 PROSPECT AVENUE, HELENA MT 59601
Chantelle Nash	officer: SVP/Chief Risk Officer	1400 PROSPECT AVENUE, HELENA MT 59601
Mark A O'neill	officer: SVP-Chief Lending Officer	1400 PROSPECT AVENUE, HELENA MT 59601
Patrick D Rensmon	officer: SVP-Chief Information Officer	1400 PROSPECT AVENUE, HELENA MT 59601
Rick Hays	director	1400 PROSPECT AVENUE, HELENA MT 59601
Samuel Waters	director	1400 PROSPECT AVE, HELENA MT 59601
Miranda Spaulding	officer: SVP - CFO	1400 PROSPECT AVENUE, HELENA MT 59601
Tanya Chemodurow	director	1400 PROSPECT AVENUE, HELENA MT 59601
Alana M Binde	officer: SVP-Chief Human Resource Offcr	1400 PROSPECT AVENUE, HELENA MT 59601
Jensen Corey	director	1400 PROSPECT AVENUE, HELENA MT 59601
Linda M Chilton	officer: SVP-Chief Retail Offcr	1400 PROSPECT AVENUE, HELENA MT 59601