UCO Bank (BOM:532505) Cash-to-Debt : 1.15 (As of Mar. 2024)

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What is UCO Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. UCO Bank's cash to debt ratio for the quarter that ended in Mar. 2024 was 1.15.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, UCO Bank could pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.

The historical rank and industry rank for UCO Bank's Cash-to-Debt or its related term are showing as below:

BOM:532505' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.15 Med: 1.91 Max: 3.28
Current: 1.15

During the past 13 years, UCO Bank's highest Cash to Debt Ratio was 3.28. The lowest was 1.15. And the median was 1.91.

BOM:532505's Cash-to-Debt is ranked worse than
54.13% of 1430 companies
in the Banks industry
Industry Median: 1.29 vs BOM:532505: 1.15

UCO Bank Cash-to-Debt Historical Data

The historical data trend for UCO Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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UCO Bank Cash-to-Debt Chart

UCO Bank Annual Data

Trend

Mar15

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Cash-to-Debt

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2.15

1.49

1.85

1.37

1.15

UCO Bank Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial															1.41	1.37	1.12	1.08	1.15

Competitive Comparison of UCO Bank's Cash-to-Debt

For the Banks - Regional subindustry, UCO Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UCO Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, UCO Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where UCO Bank's Cash-to-Debt falls into.

UCO Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

UCO Bank's Cash to Debt Ratio for the fiscal year that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	290253.6	/	(0	+	253314.4)
	=	1.15

UCO Bank's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	290253.6	/	(0	+	253314.4)
	=	1.15

UCO Bank (BOM:532505) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

UCO Bank Cash-to-Debt Related Terms

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UCO Bank (BOM:532505) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » UCO Bank (BOM:532505) » Definitions » Cash-to-Debt

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UCOBANK:India

Address

No. 10, Barbourne Road, B. T. M Sarani, 7th Foor, Kolkata, WB, IND, 700 001

Website

http://www.ucobank.com

UCO Bank is an Indian commercial bank. The company generates the majority of revenue domestically. The bank organizes itself into three segments: Treasury operations, Corporate banking operations, Retail banking operations, and Other Banking. These are corporate banking operations, which are involved with working-capital financing, term loans, infrastructure finance, finance to importers and exporters, agriculture credit, foreign currency loans, and small and midsize enterprise lending. The bank also offers deposits, salary accounts, home loans, personal loans, debit cards, mobile banking, government bonds, pension schemes, tax collection services, insurance products, mutual funds, and money transfer.

UCO Bank (BOM:532505) Headlines

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