GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Farmers & Merchants Bancorp Inc (NAS:FMAO) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %

Farmers & Merchants Bancorp (Farmers & Merchants Bancorp) Capital Adequacy Tier - Tier 1 Ratio % : 0.00% (As of Mar. 2024)


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What is Farmers & Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

The historical rank and industry rank for Farmers & Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

FMAO's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Farmers & Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Farmers & Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Farmers & Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio % Chart

Farmers & Merchants Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Farmers & Merchants BancorpQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Farmers & Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, Farmers & Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Farmers & Merchants Bancorp  (NAS:FMAO) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Farmers & Merchants Bancorp  (NAS:FMAO) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


Farmers & Merchants Bancorp Capital Adequacy Tier - Tier 1 Ratio % Related Terms

Thank you for viewing the detailed overview of Farmers & Merchants Bancorp's Capital Adequacy Tier - Tier 1 Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Farmers & Merchants Bancorp (Farmers & Merchants Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
307 North Defiance Street, Archbold, OH, USA, 43502
Farmers & Merchants Bancorp Inc is a holding company for Farmers & Merchants Bank of Central California. It engages in general commercial banking business. Its activities include commercial, agricultural and residential mortgages as well as consumer and credit card lending activities. The interest received on lending to the commercial and retail market forms the basis of the bank's primary revenue.
Executives
Eugene N Burkholder director 12730 US HIGHWAY 20A, WAUSEON OH 43567
Steven J Planson director 22199 COUNTY ROAD F, STRYKER OH 43557
David P Vernon director 307 N DEFIANCE ST, ARCHBOLD OH 43502
Jo Ellen Hornish director 24880 BANNER SCHOOL RD, DEFIANCE OH 43512
Andrew J Briggs director 307 N DEFIANCE STREET, ARCHBOLD OH 43502
Simon R. Frank director 307 N. DEFIANCE STREET, ARCHBOLD OH 43502
Lori Ann Johnston director 307 N DEFIANCE STREET, ARCHBOLD OH 43502
Lars B Eller officer: President & CEO 214 CALEB STREET, WEST CHESTER PA 19382
Paul S Siebenmorgen officer: Sr. Executive VP
Anthony Rupp director 203 N. DEFIANCE ST., ARCHBOLD OH 43502
Jackson Jack Cornelius director 105 S MAIN STREET, BRYAN OH 43506
Marcia Sloan Latta director 1528 MUIRFIELD DR, BOWLING GREEN OH 43402
Katrina L Degroff officer: Sr. Vice President 6085 COUNTY RD 13, WAUSEON OH 43567
Phillip P Lucas officer: Sr. Vice President 5047 STONESPRING CRT, ANDERSON IN 46012
Benet S Rupp officer: Sr. Vice President 3963 TIMBER VALLEY DR, MAUMEE OH 4337