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Evans Bancorp (Evans Bancorp) Capital Adequacy Tier - Leverage Ratio % : 10.52% (As of Mar. 2024)


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What is Evans Bancorp Capital Adequacy Tier - Leverage Ratio %?

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Evans Bancorp's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Mar. 2024 was 10.52% , which is lower than 10.84% for the pervious quarter ended in Dec. 2023.

Evans Bancorp's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2023 was 10.84% , which is higher than 9.77% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Evans Bancorp's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

EVBN's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Evans Bancorp Capital Adequacy Tier - Leverage Ratio % Historical Data

The historical data trend for Evans Bancorp's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Evans Bancorp Capital Adequacy Tier - Leverage Ratio % Chart

Evans Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Evans BancorpQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Evans Bancorp's Capital Adequacy Tier - Leverage Ratio %

For the Banks - Regional subindustry, Evans Bancorp's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Evans Bancorp  (AMEX:EVBN) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Evans Bancorp  (AMEX:EVBN) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Evans Bancorp Capital Adequacy Tier - Leverage Ratio % Related Terms

Thank you for viewing the detailed overview of Evans Bancorp's Capital Adequacy Tier - Leverage Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Evans Bancorp (Evans Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Evans Bancorp Inc (AMEX:EVBN) » Definitions » Capital Adequacy Tier - Leverage Ratio %
Traded in Other Exchanges
N/A
Address
6460 Main Street, Williamsville, NY, USA, 14221
Evans Bancorp Inc is a financial holding company. Through its subsidiaries, it provides various banking services to consumers and commercial customers in the USA. The firm operates in two segments, Banking Activities and Insurance Agency Activities. The banking business segment includes both commercial and consumer banking services, including lending and depository services and offering non-deposit investment products, such as annuities and mutual funds. The insurance agency segment includes the activities of selling various premium-based insurance policies on a commission basis, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability and long-term care coverage, and providing claims adjusting services to various insurance companies.
Executives
Miller Robert G Jr director, officer: Pres. M&W Agency/ENB Assoc. 1845 LAKE ROAD, SILVER CREEK NY 14136
David J Nasca director ONE GRIMSBY DRIVE, HAMBURG NY 14075
Lee C Wortham director ONE GRIMSBY DRIVE, HAMBURG NY 14075
Jody L Lomeo director ONE GRIMSBY DRIVE, HAMBURG NY 14075
Robert A James director 6460 MAIN STREET, WILLIAMSVILLE NY 14221
Dawn Deperrior director 45 SOUTH MAIN STREET, FAIRPORT NY 14450
Kevin D Maroney director 45 SOUTH MAIN STREET, FAIRPORT NY 14450
John B Connerton officer: Vice President/Controller ONE GRIMSBY DRIVE, HAMBURG NY 14075
Waring Thomas H Jr director ONE GRIMSBY DRIVE, HAMBURG NY 14075
Aaron Whitehouse officer: President, The Evans Agency ONE GRIMSBY DRIVE, HAMBURG NY 14075
Oliver Sommer director ONE GRIMSBY DRIVE, HAMBURG NY 14075
St. George Mark G. officer: President, The Evans Agency ONE GRIMSBY DRIVE, HAMBURG NY 14075
Kimberley A Minkel director ONE GRIMSBY DRIVE, HAMBURG NY 14075
Christina P Orsi director ONE GRIMSBY DRIVE, HAMBURG NY 14075
Michael A Battle director ONE GRIMSBY DRIVE, HAMBURG NY 14075

Evans Bancorp (Evans Bancorp) Headlines

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