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Catalyst Bancorp (Catalyst Bancorp) Accounts Receivable : $0.73 Mil (As of Mar. 2024)


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What is Catalyst Bancorp Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Catalyst Bancorp's accounts receivables for the quarter that ended in Mar. 2024 was $0.73 Mil.

Accounts receivable can be measured by Days Sales Outstanding.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Catalyst Bancorp's Net-Net Working Capital per share for the quarter that ended in Mar. 2024 was $-21.63.


Catalyst Bancorp Accounts Receivable Historical Data

The historical data trend for Catalyst Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Catalyst Bancorp Accounts Receivable Chart

Catalyst Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Accounts Receivable
0.58 0.56 0.58 0.67 0.91

Catalyst Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.71 0.81 0.91 0.73

Catalyst Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


Catalyst Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Catalyst Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2024 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0.733/-3.135*91
=

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Catalyst Bancorp's accounts receivable are only considered to be worth 75% of book value:

Catalyst Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Mar. 2024 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(101.545+0.75 * 0.733+0.5 * 0-200.688
-0-0)/4.55833
=-21.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Catalyst Bancorp Accounts Receivable Related Terms

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Catalyst Bancorp (Catalyst Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
235 N. Court Street, Opelousas, LA, USA, 70570
Catalyst Bancorp Inc is a federally-chartered community-oriented savings bank. The bank is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments and funds borrowed from outside sources which are used for the origination of loans. The Bank derives its income principally from interest earned on loans and investment securities and, to a lesser extent, from fees received in connection with the origination of loans, service charges on deposit accounts and other services.
Executives
Kirk E. Kleiser director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Ted D. Bellard director, other: Secretary CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Joseph B Zanco director, officer: President and CEO 200 WEST CONGRESS STREET, LAFAYETTE LA 70501
Bourque Jacques L.j. officer: Chief Financial Officer CATALYST BANCORP, INC., 235 NORTH COURT STREET, OPELOUSAS LA 70570
Jutta Codori officer: Chief Financial Officer CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Matthew L. Scruggins director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Amanda B. Quebedeaux officer: Director of Operations CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Simone S. Perry officer: Chief Credit Officer CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Craig C. Lebouef director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Frederick R. Lafleur director CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570
Todd A. Kidder director, officer: Chairman of the Board CATALYST BANCORP, INC., 235 N. COURT ST., OPELOUSAS LA 70570

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