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Five Star Bancorp (Five Star Bancorp) Accounts Receivable : $9.0 Mil (As of Dec. 2023)


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What is Five Star Bancorp Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Five Star Bancorp's accounts receivables for the quarter that ended in Dec. 2023 was $9.0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Five Star Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2023 was 28.88.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Five Star Bancorp's Net-Net Working Capital per share for the quarter that ended in Dec. 2023 was $-166.03.


Five Star Bancorp Accounts Receivable Historical Data

The historical data trend for Five Star Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Five Star Bancorp Accounts Receivable Chart

Five Star Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Accounts Receivable
3.48 5.42 5.33 7.45 8.97

Five Star Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.59 40.44 43.72 8.97 -

Five Star Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


Five Star Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Five Star Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2023 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=8.97/28.346*91
=28.88

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Five Star Bancorp's accounts receivable are only considered to be worth 75% of book value:

Five Star Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2023 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(435.517+0.75 * 8.97+0.5 * 0-3307.351
-0-0)/17.257
=-166.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Five Star Bancorp Accounts Receivable Related Terms

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Five Star Bancorp (Five Star Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans and offers deposit products like money market accounts, non-interest-bearing accounts, and interest checking accounts.
Executives
Brett Levi Wait officer: SVP & CIO 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
David John Lucchetti director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Robert Truxtun Perry-smith director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Leigh Ann White director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Shelley Ronan Wetton officer: SVP & Chief Marketing Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Donna Lucas director 1215 K STREET, SUITE 1120, SACRAMENTO CA 95814
Michael Eugene Lee officer: SVP & Chief Regulatory Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Heather Christina Luck officer: SVP & Chief Financial Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Michael Anthony Rizzo officer: SVP & Chief Banking Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Lydia Ann Ramirez-medina officer: SVP & COO & Chief DE&I Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Shannon Deary-bell director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Kevin Francis Ramos director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Judson Teichert Riggs director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Randall E Reynoso director 3189 LAND PARK DRIVE, SACRAMENTO CA 95818
David Frank Nickum director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670