PT Bank Pan Indonesia Tbk is an Indonesian bank which operates under the Panin Bank name. The bank primarily derives revenue from lending operations, offering products such as long-term, fixed, revolving and discounted loans, consumer loans, and syndicated loans. In addition, the bank provides custodial services for securities including administration and post-trade settlement, as well as general retail banking products such as deposits and insurance. The bank's headquarters are in Jakarta, Indonesia and it operates a string of branches across the country. The bank earns all revenue domestically, but has a representative office in Singapore. Bank Pan Indonesia is a subsidiary of PT Panin Investment.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.54
Equity-to-Asset	0.22
Debt-to-Equity	0.13
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.43	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-3.6
	3-Year EPS without NRI Growth Rate	-6.7
	3-Year FCF Growth Rate	-49.4
	3-Year Book Growth Rate	4

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	24.8
	9-Day RSI	29.42
	14-Day RSI	34.07
	12-1 Month Momentum %	-9.45

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Shareholder Yield %	12.11

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	24.24
	FCF Margin %	34.17
	ROE %	5.18
	ROA %	1.19
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	10.08
	PE Ratio without NRI	10.12
	Shiller PE Ratio	8.61
	Price-to-Owner-Earnings	9.3
	PEG Ratio	1.91
	PS Ratio	2.44
	PB Ratio	0.51
	Price-to-Tangible-Book	0.52
	Price-to-Free-Cash-Flow	7.15
	Price-to-Operating-Cash-Flow	6.6
	EV-to-Revenue	1.83
	EV-to-FCF	5.36
	Price-to-Projected-FCF	0.3
	Price-to-DCF (Earnings Based)	0.88
	Price-to-DCF (FCF Based)	0.62
	Price-to-Median-PS-Value	0.94
	Price-to-Peter-Lynch-Fair-Value	1.78
	Price-to-Graham-Number	0.48
	FCF Yield %	13.98
	Forward Rate of Return (Yacktman) %	36.83

Financials

Annual Quarterly TTM

ISX:PNBN's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PT Bank Pan Indonesia Tbk Executives

Details

GF Value: Rp1050.62

ISX:PNBN

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with PNBN. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil Rp)	10,446,310
	EPS (TTM) (Rp)	105.11
	Beta	0.78
	Volatility %	60.88
	14-Day RSI	34.07
	14-Day ATR (Rp)	28.609337
	20-Day SMA (Rp)	1123
	12-1 Month Momentum %	-9.45
	52-Week Range (Rp)	1030 - 1425
	Shares Outstanding (Mil)	24,081.55

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PT Bank Pan Indonesia Tbk Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PT Bank Pan Indonesia Tbk Stock Events

Financials Calendars

	Event	Date	Price(Rp)
No Event Data

PT Bank Pan Indonesia Tbk Frequently Asked Questions

What is PT Bank Pan Indonesia Tbk(ISX:PNBN)'s stock price today?

The current price of ISX:PNBN is Rp1060.00. The 52 week high of ISX:PNBN is Rp1425.00 and 52 week low is Rp1030.00.

When is next earnings date of PT Bank Pan Indonesia Tbk(ISX:PNBN)?

The next earnings date of PT Bank Pan Indonesia Tbk(ISX:PNBN) is .

Does PT Bank Pan Indonesia Tbk(ISX:PNBN) pay dividends? If so, how much?

PT Bank Pan Indonesia Tbk(ISX:PNBN) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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