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Regional Management (FRA:46F) Shiller PE Ratio : 6.99 (As of May. 25, 2024)


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What is Regional Management Shiller PE Ratio?

As of today (2024-05-25), Regional Management's current share price is €24.60. Regional Management's E10 for the quarter that ended in Mar. 2024 was €3.52. Regional Management's Shiller PE Ratio for today is 6.99.

The historical rank and industry rank for Regional Management's Shiller PE Ratio or its related term are showing as below:

FRA:46F' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.53   Med: 9.1   Max: 21.39
Current: 7.03

During the past years, Regional Management's highest Shiller PE Ratio was 21.39. The lowest was 4.53. And the median was 9.10.

FRA:46F's Shiller PE Ratio is ranked better than
77.15% of 302 companies
in the Credit Services industry
Industry Median: 13.975 vs FRA:46F: 7.03

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Regional Management's adjusted earnings per share data for the three months ended in Mar. 2024 was €1.435. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €3.52 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Regional Management Shiller PE Ratio Historical Data

The historical data trend for Regional Management's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Regional Management Shiller PE Ratio Chart

Regional Management Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.51 12.11 17.74 7.58 6.78

Regional Management Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.88 7.97 7.13 6.78 6.26

Competitive Comparison of Regional Management's Shiller PE Ratio

For the Credit Services subindustry, Regional Management's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regional Management's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Regional Management's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Regional Management's Shiller PE Ratio falls into.



Regional Management Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Regional Management's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=24.60/3.52
=6.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional Management's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, Regional Management's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.435/131.7762*131.7762
=1.435

Current CPI (Mar. 2024) = 131.7762.

Regional Management Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.250 100.560 0.328
201409 0.085 100.428 0.112
201412 0.211 99.070 0.281
201503 0.286 99.621 0.378
201506 0.365 100.684 0.478
201509 0.445 100.392 0.584
201512 0.514 99.792 0.679
201603 0.359 100.470 0.471
201606 0.436 101.688 0.565
201609 0.499 101.861 0.646
201612 0.521 101.863 0.674
201703 0.608 102.862 0.779
201706 0.463 103.349 0.590
201709 0.378 104.136 0.478
201712 0.777 104.011 0.984
201803 0.584 105.290 0.731
201806 0.599 106.317 0.742
201809 0.523 106.507 0.647
201812 0.791 105.998 0.983
201903 0.593 107.251 0.729
201906 0.620 108.070 0.756
201909 0.981 108.329 1.193
201912 1.242 108.420 1.510
202003 -0.525 108.902 -0.635
202006 0.604 108.767 0.732
202009 0.857 109.815 1.028
202012 1.052 109.897 1.261
202103 1.940 111.754 2.288
202106 1.552 114.631 1.784
202109 1.794 115.734 2.043
202112 1.805 117.630 2.022
202203 2.424 121.301 2.633
202206 1.173 125.017 1.236
202209 1.071 125.227 1.127
202212 0.236 125.222 0.248
202303 0.841 127.348 0.870
202306 0.581 128.729 0.595
202309 0.853 129.860 0.866
202312 -0.734 129.419 -0.747
202403 1.435 131.776 1.435

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Regional Management  (FRA:46F) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Regional Management Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Regional Management's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Regional Management (FRA:46F) Business Description

Traded in Other Exchanges
Address
979 Batesville Road, Suite B, Greer, SC, USA, 29651
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.

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