National Bankshares (National Bankshares) Risk Assessment

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What is National Bankshares Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of National Bankshares is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of National Bankshares's Risk Assessment

For the Banks - Regional subindustry, National Bankshares's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Bankshares's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, National Bankshares's Risk Assessment distribution charts can be found below:

* The bar in red indicates where National Bankshares's Risk Assessment falls into.

National Bankshares (NAS:NKSH) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

National Bankshares Risk Assessment Related Terms

Thank you for viewing the detailed overview of National Bankshares's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

National Bankshares (National Bankshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » National Bankshares Inc (NAS:NKSH) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

101 Hubbard Street, Blacksburg, VA, USA, 24062-9002

Website

http://www.nationalbankshares.com

National Bankshares Inc is a bank holding company of National Bank of Blacksburg, offering a range of financial products and services, including deposit accounts, commercial, consumer, and mortgage loans, credit cards, and trust services. The bank focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary, National Bankshares Financial Services, Inc. The company earns its revenues from interest and fees on loans, non-interest income, and investments.

Executives

Lawrence J Ball	director	1811 MOUNTAINSIDE DRIVE, BLACKSBURG VA 24060
F Brad Denardo	officer: Corporate Officer	124 MATEER CIRCLE, BLACKSBURG VA 24060
Michael E Dye	director	PO BOX 346, BLUEFIELD VA 24605
Fitzwater Norman V Iii	director	113 MATEER CIRCLE, BLACKSBURG VA 24060
Sanders Bobby D. Ii	officer: SVP/Chief Credit Officer	1735 TURNBERRY LANE, RINER VA 24149
John Elliott Dooley	director	2131 PLANK DRIVE, BLACKSBURG VA 24060
Green Charles E Iii	director	15519 LOOKOUT RIDGE, BRISTOL VA 24202
Lara E Ramsey	other: Corporate Secretary	7479 BLUFF VIEW DRIVE, RADFORD VA 24141
Mary G Miller	director	715 RICHARDS WAY, WIRTZ VA 24184
Mildred R Johnson	director	914 WILLARD DRIVE, BLACKSBURG VA 24060
Lora M. Jones	officer: SVP/Chief Financial Officer	301 NEIL STREET, BLACKSBURG VA 24060
Glenn P Reynolds	director	206 MATEER CIRCLE, BLACKSBURG VA 24060
Rebecca M Melton	officer: SVP/Chief Credit Officer	260 REVOLUTION CIRCLE, CHRISTIANSBURG VA 24073
Jack M Lewis	director	3696 CONSERVATION TRAIL, THE VILLAGES FL 32163
James Carroll Thompson	director	PO BOX 298, TAZEWLL VA 24651