Alerus Financial (Alerus Financial) GF Value Rank : 3 (As of Apr. 29, 2024)

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What is Alerus Financial GF Value Rank?

Alerus Financial has the GF Value Rank of 3.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Competitive Comparison of Alerus Financial's GF Value Rank

For the Banks - Regional subindustry, Alerus Financial's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Alerus Financial's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Alerus Financial's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Alerus Financial's GF Value Rank falls into.

Alerus Financial GF Value Rank Related Terms

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Alerus Financial (Alerus Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Alerus Financial Corp (NAS:ALRS) » Definitions » GF Value Rank

Comparable Companies

Traded in Other Exchanges

5QD:Germany

Address

401 Demers Avenue, Grand Forks, ND, USA, 58201

Website

https://www.alerus.com

Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and Mortgage. It provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services as well as wealth management services, including financial & estate planning, trust, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.

Executives

Kari Koob	officer: Director of Accounting	401 DEMERS AVENUE, GRAND FORKS ND 58201
Alan Villalon	officer: Chief Financial Officer	401 DEMERS AVENUE, GRAND FORKS ND 58201
Galen G Vetter	director	500 EAST GRANT STREET, #2011, MINNEAPOLIS MN 55404
Katie A Lorenson	officer: Executive Vice President/ CFO	401 DEMERS AVENUE, GRAND FORKS ND 58201
Janet O Estep	director	6060 COVENTRY DRIVE, ELKHORN NE 68022
Jerrod Hanson	officer: Chief Accounting Officer	401 DEMERS AVENUE, GRAND FORKS ND 58201
Jon Hendry	officer: Chief Technology Officer & EVP	401 DEMERS AVENUE, GRAND FORKS ND 58201
Missy Keney	officer: Chief Engagement Officer & EVP	401 DEMERS AVENUE, GRAND FORKS ND 58201
Jim Collins	officer: EVP, CBO & CRO	401 DEMERS AVENUE, GRAND FORKS ND 58201
Jill Schurtz	director	401 DEMERS AVENUE, GRAND FORKS ND 58201
Mary Zimmer	director	401 DEMERS AVENUE, GRAND FORKS ND 58201
Ryan Goldberg	officer: Chief Revenue Officer	401 DEMERS AVENUE, GRAND FORKS ND 58201
Karen Bohn	director	215 S CASCADE ST, FERGUS FALLS MN 565372801
Kris Compton	officer: Executive Vice President/ CSO	401 DEMERS AVENUE, GRAND FORKS ND 58201
Ann Mcconn	officer: Executive Vice President/ CBO	401 DEMERS AVENUE, GRAND FORKS ND 58201