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Standard Premium Finance Holdings (Standard Premium Finance Holdings) PS Ratio : 2.48 (As of May. 09, 2024)


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What is Standard Premium Finance Holdings PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Standard Premium Finance Holdings's share price is $3.00. Standard Premium Finance Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $1.21. Hence, Standard Premium Finance Holdings's PS Ratio for today is 2.48.

The historical rank and industry rank for Standard Premium Finance Holdings's PS Ratio or its related term are showing as below:

SPFX' s PS Ratio Range Over the Past 10 Years
Min: 2.33   Med: 5.05   Max: 7.66
Current: 2.48

During the past 5 years, Standard Premium Finance Holdings's highest PS Ratio was 7.66. The lowest was 2.33. And the median was 5.05.

SPFX's PS Ratio is ranked better than
54.13% of 521 companies
in the Credit Services industry
Industry Median: 3.1 vs SPFX: 2.48

Standard Premium Finance Holdings's Revenue per Sharefor the three months ended in Dec. 2023 was $0.35. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $1.21.

During the past 12 months, the average Revenue per Share Growth Rate of Standard Premium Finance Holdings was 3.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 3.00% per year.

During the past 5 years, Standard Premium Finance Holdings's highest 3-Year average Revenue per Share Growth Rate was 5.60% per year. The lowest was 3.00% per year. And the median was 4.30% per year.

Back to Basics: PS Ratio


Standard Premium Finance Holdings PS Ratio Historical Data

The historical data trend for Standard Premium Finance Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Standard Premium Finance Holdings PS Ratio Chart

Standard Premium Finance Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
- - - 5.53 3.77

Standard Premium Finance Holdings Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.53 6.70 4.42 5.50 3.77

Competitive Comparison of Standard Premium Finance Holdings's PS Ratio

For the Credit Services subindustry, Standard Premium Finance Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Premium Finance Holdings's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Standard Premium Finance Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where Standard Premium Finance Holdings's PS Ratio falls into.



Standard Premium Finance Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Standard Premium Finance Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=3.00/1.211
=2.48

Standard Premium Finance Holdings's Share Price of today is $3.00.
Standard Premium Finance Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.21.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Standard Premium Finance Holdings  (OTCPK:SPFX) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Standard Premium Finance Holdings PS Ratio Related Terms

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Standard Premium Finance Holdings (Standard Premium Finance Holdings) Business Description

Traded in Other Exchanges
N/A
Address
13590 SW 134th Avenue, Suite 214, Miami, FL, USA, 33186
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums they pay on their commercial property and casualty insurance policies. The company operates in the states of Arizona, Florida, Georgia, North Carolina, South Carolina, Texas and Tennessee. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
Executives
John Leavitt director 13590 SW 134TH AVE #214, MIAMI FL 33186
Brian Krogol director, officer: CFO 13590 SW 134TH AVE #214, MIAMI FL 33186
William Koppelmann director, 10 percent owner, officer: CEO 13590 SW 134TH AVE #214, MIAMI FL 33186
Margaret Ruiz officer: Corporate Secretary 13590 SW 134TH AVE #214, MIAMI FL 33186
Victor Galliano officer: VP of Marketing 13590 SW 134TH AVE #214, MIAMI FL 33186
Robert Mattucci officer: VP of Sales 13590 SW 134TH AVE #214, MIAMI FL 33186
Ramon Mejido officer: VP of Technology 13590 SW 134TH AVE #214, MIAMI FL 33186
Samuel Konig director, officer: Executive Vice President 19707 TURNBERRY WAY, APT 27C, AVENTURA FL 33180
Bobby Story director, officer: Chief Financial Officer 14000 MILITARY TRAIL, SUITE 104, DELRAY BEACH FL 33484
Mark Eliot Kutner director 13590 SW 134TH AVE #214, MIAMI FL 33186
Carl Christian Hoechner director 13590 SW 134TH AVE #214, MIAMI FL 33186
Scott Howell director 13590 SW 134TH AVE #214, MIAMI FL 33186
Christopher Perrucci director 13590 SW 134TH AVE #214, MIAMI FL 33186
James Albert Wall director 13590 SW 134TH AVE #214, MIAMI FL 33186

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