GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Oportun Financial Corp (NAS:OPRT) » Definitions » Price-to-Free-Cash-Flow

Oportun Financial (Oportun Financial) Price-to-Free-Cash-Flow : 0.45 (As of May. 11, 2024)


View and export this data going back to 2019. Start your Free Trial

What is Oportun Financial Price-to-Free-Cash-Flow?

As of today (2024-05-11), Oportun Financial's share price is $4.42. Oportun Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $9.75. Hence, Oportun Financial's Price-to-Free-Cash-Flow Ratio for today is 0.45.

The historical rank and industry rank for Oportun Financial's Price-to-Free-Cash-Flow or its related term are showing as below:

OPRT' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.22   Med: 1.06   Max: 8.54
Current: 0.37

During the past 8 years, Oportun Financial's highest Price-to-Free-Cash-Flow Ratio was 8.54. The lowest was 0.22. And the median was 1.06.

OPRT's Price-to-Free-Cash-Flow is ranked better than
97.11% of 242 companies
in the Credit Services industry
Industry Median: 7.1 vs OPRT: 0.37

Oportun Financial's Free Cash Flow per Share for the three months ended in Dec. 2023 was $2.60. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $9.75.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Oportun Financial was 61.70% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 26.90% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was -1.10% per year.

During the past 8 years, Oportun Financial's highest 3-Year average Free Cash Flow per Share Growth Rate was 60.60% per year. The lowest was -30.20% per year. And the median was -5.90% per year.


Oportun Financial Price-to-Free-Cash-Flow Historical Data

The historical data trend for Oportun Financial's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oportun Financial Price-to-Free-Cash-Flow Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial 1.33 4.04 4.48 0.91 0.40

Oportun Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.54 0.70 0.76 0.40

Competitive Comparison of Oportun Financial's Price-to-Free-Cash-Flow

For the Credit Services subindustry, Oportun Financial's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oportun Financial's Price-to-Free-Cash-Flow Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Oportun Financial's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Oportun Financial's Price-to-Free-Cash-Flow falls into.



Oportun Financial Price-to-Free-Cash-Flow Calculation

Oportun Financial's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=4.42/9.751
=0.45

Oportun Financial's Share Price of today is $4.42.
Oportun Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.75.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Oportun Financial  (NAS:OPRT) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Oportun Financial Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Oportun Financial's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Oportun Financial (Oportun Financial) Business Description

Traded in Other Exchanges
Address
2 Circle Star Way, San Carlos, CA, USA, 94070
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans and Auto Loans to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Executives
Jules A. Maltz 10 percent owner 3000 SAND HILL ROAD, BUILDING 2, SUITE 250, MENLO PARK CA 94025
Institutional Venture Management Xiv, Llc 10 percent owner 3000 SAND HILL ROAD, BUILDING 2, SUITE 250, MENLO PARK CA 94025
Kathleen I. Layton officer: Chief Legal Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Jonathan Aaron Coblentz officer: CFO & Chief Admin Officer 23 WEST 73RD STREET, APT 914, NEW YORK NY 10023
Raul Vazquez director, officer: Chief Executive Officer 500 STAPLES DR., FRAMINGHAM MA 01702
Aida Alvarez director 5995 PLAZA DRIVE MAIL ST CY20-103, CYPRESS CA 90630
Casey Mueller officer: Global Controller and PAO 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Patrick Kirscht officer: Chief Credit Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Ginny Lee director 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Sandra Adele Smith director 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Frederic Welts director GOLDEN STATE WARRIORS, 1011 BROADWAY, OAKLAND CA 94607
Roy Banks director 6129 WEST 9600 NORTH, HIGHLAND UT 84003
Greylock Xii Gp Llc 10 percent owner 2550 SAND HILL ROAD, SUITE 200, MENLO PARK CA 94025
David Anthony Needham officer: Chief Technology Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070
Joan Aristei officer: GC & Chief Compliance Officer 2 CIRCLE STAR WAY, SAN CARLOS CA 94070