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AAVAS Financiers (BOM:541988) Peter Lynch Fair Value : ₹537.72 (As of May. 06, 2024)


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What is AAVAS Financiers Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, AAVAS Financiers's PEG is 1. AAVAS Financiers's 5-Year TTM EBITDA Growth Rate is 11.99. AAVAS Financiers's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 was ₹44.85. Therefore, the Peter Lynch Fair Value for today is ₹537.72.

As of today (2024-05-06), AAVAS Financiers's share price is ₹1583.75. AAVAS Financiers's Peter Lynch fair value is ₹537.72. Therefore, AAVAS Financiers's Price to Peter Lynch Fair Value Ratio for today is 2.95.


The historical rank and industry rank for AAVAS Financiers's Peter Lynch Fair Value or its related term are showing as below:

BOM:541988' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.51   Med: 2.29   Max: 2.95
Current: 2.95


During the past 11 years, the highest Price to Peter Lynch Fair Value Ratio of AAVAS Financiers was 2.95. The lowest was 1.51. And the median was 2.29.


BOM:541988's Price-to-Peter-Lynch-Fair-Value is ranked worse than
94.1% of 695 companies
in the Banks industry
Industry Median: 0.87 vs BOM:541988: 2.95

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


AAVAS Financiers Peter Lynch Fair Value Historical Data

The historical data trend for AAVAS Financiers's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AAVAS Financiers Peter Lynch Fair Value Chart

AAVAS Financiers Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 787.00 913.50 1,120.25 - 537.72

AAVAS Financiers Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 1,033.33 1,090.51 753.10 537.72

Competitive Comparison of AAVAS Financiers's Peter Lynch Fair Value

For the Mortgage Finance subindustry, AAVAS Financiers's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AAVAS Financiers's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, AAVAS Financiers's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where AAVAS Financiers's Price-to-Peter-Lynch-Fair-Value falls into.



AAVAS Financiers Peter Lynch Fair Value Calculation

AAVAS Financiers's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 11.99 *44.847
=537.72

AAVAS Financiers's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹44.85.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


AAVAS Financiers  (BOM:541988) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 11.99 instead of 15 in this case.

AAVAS Financiers's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=1583.75/537.72
=2.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AAVAS Financiers Peter Lynch Fair Value Related Terms

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AAVAS Financiers (BOM:541988) Business Description

Traded in Other Exchanges
Address
Mansarover Industrial Area, 201-202, 2nd Floor, Southend Square, Jaipur, RJ, IND, 302 020
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.

AAVAS Financiers (BOM:541988) Headlines

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